Danica Patrick’s Message

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After listening to Danica’s message visit us at: Scott Lynch Agency or call us at (317) 420-2867 to discuss your options.

 

Protect Your Pets from Hot Cars

by Jennifer Sonntag on July 7, 2017

To a dog, there’s nothing more exciting than going for a ride, having the window rolled down and feeling the wind in your ears. However, when the car stops and owners run a “quick” errand, what can happen to your pet is dangerous. According to the American Society for the Prevention of Cruelty to Animals (ASPCA), hundreds of pets die in hot cars each year. Time passes faster than owners realize and car temperatures can climb to well over 115 degrees, putting your pet’s life in danger.

How fast does a car’s temperature rise? Here are some examples:

When it’s 70 degrees outside, your car’s temperature inside is 89 degrees after just 10 minutes and up to 104 degrees after a half hour. If you’re traveling with your pet on an 85 degree day, your car’s temperature is 104 degrees after 10 minutes and nearly 120 degrees after a half hour. Pets cool themselves by panting and through their skin and have a harder time cooling down in hot weather. In a hot car, heat stroke can happen in just a few minutes.

What to do if you see a pet in a hot car

Take caution when you see a pet in a hot car. If you identify a pet is in distress in a hot vehicle, the best thing to do is contact local law enforcement. Some states have laws against leaving a pet in a hot car, however, it varies. Obtain guidance from law enforcement before taking action and breaking a car window on your own. Once you call law enforcement, stay by the vehicle and keep an eye on the pet until help arrives.

How to treat a pet with heat stroke
First, it’s important to know the signs of a heat stroke:

Warning signs: panting, drooling and lethargy
Advanced stage: grey or blue gums, limp body posture with heavy breathing and the pet may be in shock

Cooling the Pet Down

  • Get your pet to an air-conditioned environment
  • Work to cool the pet down by wetting the ears and pads of the feet with cool water (do not use frigid water, use cool water).
  • Place cool, wet towels over the shoulder/neck, under the front legs and in the groin area
  • Refresh the water frequently
  • If the pet will drink, provide cool water or small ice chips


What to do if the pet is unresponsive

  • Call an emergency veterinarian immediately and tell them you’re on your way.
  • If the gums are gray/blue, they are in need of immediate treatment and should be rushed to the nearest emergency treatment center.
  • They will help cool the dog and administer subcutaneous fluids.


Additional Tips for Pet Owners in the Summer

  • Short-nosed, long-haired and young dogs are more at risk and prone to heat stroke.
  • On hot days, limit exercising your pet to early morning or evening hours.
  • Asphalt gets very hot and could burn your pet’s paws.
  • Pets with light-colored noses or light-colored fur on their ears are vulnerable to sunburn and skin cancer. It’s safe to use sunscreen on their noses and ear tips.

If you’re going out during the summer, it’s best to keep your pet at home, in a cool, air conditioned environment.

To protect your family, visit Scott Lynch Agency

Seriously Good Car Insurance

Seriously Good Car Insurance

For Seriously Good Car Insurance visit: Scott Lynch Agency or call (317) 420-2867

Recorded Webinars: Laws That Business Owner Should Know

by Carolyn Sennett on June 2, 2016

Employee terminations and payroll record keeping are just two examples of routine business matters that if not handled properly could quickly spiral into a serious problem for business owners.

Employee termination checklist

PrefireChecklist

The law presumes that employees are employed at will. That means an at-will employee may be fired at any time, for any reason (except for a few illegal reasons). But even when termination decisions are made with good cause, there are hundreds of potential grievances that could be filed by former employees. The defensibility of those claims is often dependent on the actions that employers take before the decision to terminate an employee is made or shared.

Watch a 20-minute webinar that guides employers in how to better manage the process before decisions are made so they can take steps now to mitigate those risks.

Overview of federal wage and hour laws

PrefireChecklist

Federal wage and hour claims under the Fair Labor Standards Act (“FLSA”) continue to rise nationwide. Simple errors in payroll or recorded hours worked, while seemingly insignificant on a per employee basis, can lead to significant exposure under the FLSA due to the collective action nature of these litigations.

Watch a 20-minute webinar that guides employers in avoiding common errors and mitigating risks.

The videos were provided under an arrangement with The Hartford Steam Boiler Inspection and Insurance Company. Contact a local Erie Insurance agent to learn more about affordable ways to protect your business.

5 Tips for an Effective Small Business Website

by Carolyn Sennett on June 20, 2017

A website is essential to marketing your business. As customers research your products and services, one of their first stops will be your website. It is their first introduction to your business, so naturally you’ll want to do all you can to make their virtual visit a positive experience.

Here is a five-question checkup to help make sure your website is in tip-top condition and gives you a competitive edge.

  1. Are you using a responsive website design?

With more people browsing websites using their smartphones, tablets and other devices, it’s important to create a website that operates seamlessly on multiple platforms. Google reports that more than half off all searches begin on a mobile device. You don’t want to miss a sale or a customer because of a poor website experience.

  1. Is your website optimized for search?

A few simple things that you can do to optimize your site for search engines are add keywords and title tags to your web pages and create and regularly post to a blog to help drive traffic to your website. If you are new to search, look for guides for beginners or tips from reputable resources like moz.com.

  1. Is your site meeting your customers’ expectations?

First impressions of your website are important to keep someone engaged. It’s OK to have graphics on your home page, but do not use complex graphics that may take a long time to download. Be sure your site explains why your business is the best solution for your customers’ needs. Most business websites include at least these four pages: home, product and services, about us and contact us. If you have an interesting business history, add that to your site, too. You may even want to include bios and pictures of yourself and your staff. People like to feel personally connected to the business that they are working with. Check out the infographic from Entrepreneur for more must-have business website features.

  1. Is your web content clear and up to date with clear calls to action?

Keeping your content current is a smart way to build awareness, generate sales and maintain customer relationships. It’s also important for your site to have clear calls to actions. In other words, what do you want your site visitors to do? Common calls to action are to contact you, make a purchase, sign up for a service or get a quote. Capturing visitors’ email addresses could also help you stay in touch with them if they are not ready to buy right away.

  1. Is your website (and your business) listed on search directories?

If your business has a physical address, then you will most likely have a local listing in Google, Yelp, Bing, Internet Yellow Pages, Yahoo! Local and other directories. It is important to claim your listing because it can then lead people to you to find essential details like your business’s address, phone number and hours. It can also help your business rank in local search engine results and encourage customers to post reviews about your products or services. Websites like Google and Facebook for Business let you claim and update the information without a fee, but others will charge you for the privilege.

As you can see, a well-designed website is an asset and a necessity for businesses. It’s a way to build relationships and communicate directly with your customers about the products and services that you offer. An effective business website also gives you credibility to show that you’re committed to providing solutions to your clients’ needs. The more you work on your website, the better your chances for business success.

Visit our Business Website: Scott Lynch Agency

Original Article

Insurance Terms Made Easy: Subrogation

Watch this video to learn about Subrogation. For more information about insurance visit our website Scott Lynch Agency

Insurance Terms Made Easy: Subrogation

Insurance Terms Made Easy Subrogation

How to Get Your Kids to Play Outside

Playing outside used to be kids’ main form of entertainment. As a kid, I only went inside for food, water and much-needed sunblock.

These days, the explosion of personal cell phones, tablets and gaming devices means it’s harder to get your kids to play outside. And that’s unfortunate since playing outside gives children a chance to get physical activity and socialize with friends.

If you’re a parent, chances are you’re having a hard time peeling your kids away from TVs and touch screens. The next time your kids play the “there’s nothing to do outside” card, combat it with these ideas.

Good old-fashioned fun

Here are classic outdoor activities that most kids simply can’t turn down.

  • Host a water balloon fight: Water balloons are a cheap and easy way to cool off under the sun and get everyone outside. Have your child invite some friends over with a change of clothes and a towel. If you’d rather not deal with a mess, letting them run through the sprinkler is an equally fun alternative.
  • Create an obstacle course: On your mark, get set, go! See who can reach the swing set first after spinning around five times, hula hooping ten times and hopping over an outdoor cushion. The more creative you get, the more they’ll enjoy it.
  • Camp out in the backyard: Pitch a tent under the stars. Get the whole family involved by having a cookout or outdoor fire beforehand. Just make sure to put it out before heading to bed!

Try an app or two

Having an especially hard time getting your kids to step away from their favorite devices? Fear not, because there are ways to use the enemy to get your kids to play outside. Try one of these tactics and they’ll soon be heading out the door.

  • Catch ’em all with Pokemon Go: The popular new game allows players to digitally immerse themselves in the world of “pocket monsters” with just a smartphone. Since you have to actually move to find items, the kids’ll be off the couch pronto. See how many Pokemon they can catch around the neighborhood, just remind them to be aware of their surroundings!
  • Send them on a scavenger hunt: Give kids a list of items that can be found around the yard or, if they’re older, around the neighborhood. Instruct them to use their phones to take a picture of the item as proof they’ve found it.
  • Go geocaching: Geocaching involves finding a collection of hidden items. Make one out of an old Tupperware container with your child and then pick a place to hide it. The Android and iOS compatible Geocaching app helps users find caches and keep track of ones they’ve already found. This is an excellent activity for the whole family to take part in.
  • Do a little stargazing: There are numerous cell phone apps that help you identify constellations in the sky during different times of the year. Two that are compatible with both iOS and Android are Night Sky Light and Star Chart.

With a little creativity and a little planning, you really can get your kids to play outside this summer.

by Alex Buczynski on June 4, 2014

Original Article