Trouble making your insurance payments?

It is important that you call us if you are having troubles making your insurance payments due to layoffs and pay reductions during this time. Many insurance companies are working with their clients to help them. (317) 886-0081.

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Save Money, Save Water, and Protect Your Home

SafeCo and our Agency are partnered with two great companies to help you in the event a water pipe in your home were to burst even while you’re not home. Flo by Moen and StreamLabs. Two options, pick the one that is best for you and use Promo Code 26-6228 for a discount.

Flo is collaborating with Safeco Insurance to provide customers of Safeco agents with a Flo by Moen Smart Water Shutoff plus installation by a verified Moen FloPro. Device plus installation will be $600 for water lines 1″ or smaller OR $850 for water lines 1.25″ to 1.5″.
To participate in the promotion, please complete the 2-minute questionnaire below which helps us ensure your property is compatible with the Flo by Moen system.

For more information about Flo by Moen – visit this link and use Promo Code 26-6228 for a discount: https://partner.meetflo.com/safeco/

Working together to keep your home safe.

Now leak protection is easier than ever. As a customer of a Safeco agent, receive $30 off your purchase of a StreamLabs Smart Home Monitor. Simply enter the promo code that you received from your agent in the Checkout Cart to get instant savings!

For more information about StreamLabs – visit this link and use Promo Code 26-6228 for a discount: https://www.streamlabswater.com/safeco#top

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OCTOBER IS: POSITIVE ATTITUDE MONTH

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Positive Attitude Month is an annual designation observed in October. A positive attitude is the best trait you can carry with you, because it makes any difficult or frustrating situation a lot easier to deal with. If you look at most scenarios as “glass half empty,” now is the time to change that! Looking at things with a “glass half full” perspective is a small thought process that makes a big difference. Research suggests there are lasting benefits to keeping a positive attitude. Read more: HERE

Foremost and Bristol West Insurance Companies

We are pleased to announce that we now offer Foremost and Bristol West Insurance. Both companies are members of the Farmers Insurance Group of Companies and have a long history of providing great insurance, great service and great claims experience

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To see what a Foremost or Bristol West policy can do for you, visit us online at www.lynchagency.com or call us at (317) 886-0081.

 

 

USO of Indiana Five Star Gala

USO of Indiana Five Star Gala
Saturday, September 14th, 2019
The Westin Indianapolis

Honoring our 2019 Outstanding Military Service Member honorees plus a special honoree will be presented with the USO of Indiana Five Star Medal.

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Doors open to all attendees at 5:30pm in the evening.  Dinner will commence at 7:00pm.

This video will provide a step-by-step tutorial of how to use BidPal Mobile Bidding for the Silent Auction.

Program will conclude at approximately 10:00pm followed by live music and dancing.

Click here for more information on tickets and sponsor details.

All proceeds from this black-tie event will support the USO of Indiana.

Renters Insurance

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let the Scott Lynch Agency help you find coverage options that protect you, your family, and your personal property. Call us at (317) 886-0081 and let us help to make sure you’re properly covered.

Greenwood, West Chester, Indianapolis, Cincinnati – What you need to know about renters insurance

Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

Indiana and Ohio Protect yourself and your guests

Your renters insurance policy protects you and your family against certain bodily injury and property damage claims for which you are liable.  Legal defense is also provided in the event you are sued after a covered loss,  subject to the limits you have selected. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let the Scott Lynch Agency help you find the right amount of coverage to suit your insurance needs in Indiana and Ohio. Call us today at (317) 886-0081.

Get the right amount of insurance coverage Indiana and Ohio at the best price

Whether you’re starting out, between homes or downsizing, the Scott Lynch Agency will help you pick the renters insurance coverage that best fits your needs. Give us a call today at (317) 886-0081 and get covered. Be sure to ask about available discounts including burglar alarm credits and the account credit for customers who package auto policies with their renters policy.

Extra coverage doesn’t have to cost a lot

Whether you’re starting out, between homes or downsizing, we will help you pick the renters insurance coverage that best fits your needs. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.

Save up to an additional 30% on your Auto Insurance!

Safe drivers save money. RightTrack® rewards you for your safe driving by putting you in control of your policy savings. You can check here to see how much you can save on your auto insurance: Safeco RightTrack®

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KEEP WATER IN ITS PLACE

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Water is a necessity in our daily lives, but it can wreak havoc in your home if it runs loose. This costly and burdensome damage is more common than you may think.

  • One in 50 – The share of insured homes that file a property damage claim caused by water damage or freezing each year1
  • #2 – Water damage is the second most frequently filed homeowners claim1
  • $9,633 – Average cost of a claim due to water damage or freezing1
  • 3.5 – Average number of days it takes a mitigation unit to dry out a home2
1www.iii.org          2Safeco data        Sources: http://www.safeco.com, http://www.iii.org
How Flood Insurance Can Protect You From Financial Hardship (VIDEO)

Many people ask me if they really need Flood Insurance coverage, or if their home is already protected from flood damage by their Homeowner’s Policy.

This video should help you understand everything you need to know about Flood Insurance and help you decide if it’s right for your home.

NOTE: There’s a 30-day waiting period from date of purchase before your policy goes into effect. (In most ALL cases)

Click here to watch video 

 

Tips to protect your home from water damage

  • KNOW where your main water valve is located so you can shut it off quickly in case of an emergency.
  • REPLACE the hoses on your washing machine, dishwater and other appliances periodically. Consider replacing a rubber hose with a steel-braided one to increase durability and longevity.
  • CLEAN your gutters and downspouts regularly to ensure water moves through them properly and drains away from your foundation.
  • MONITOR your water bill. A bigger water bill may indicate you have a leak somewhere.
  • TEST your sump pump at least once per year to make sure it’s working when you need it most! If your pump doesn’t have an alternate power source, add a battery backup or upgrade to a pump with a water-powered backup.
  • INSPECT your water heater annually for signs of corrosion or leaks. Aging water heaters can weaken over time, increasing their likelihood of rupturing.

Suggestions for water mitigation device options.

Select this LINK for a white paper on suggested water mitigation device options. If you are considering the FLO BY MOEN option, we have a special savings set up for you. Visit HERE and use Promo Code: Safeco11266228.

Happy to help.

If you have futher questions, please call us at (317) 886-0081. We’d love to earn your referrals and/or your business.

 

 

You’re invited to celebrate the 4th of July by Thomas Jefferson!

Thomas Jefferson was invited to attend the 50th celebration of the 4th of July in 1826. He declined due to being gravely ill. As a matter of fact, July 4th, 1826 both former Presidents, Thomas Jefferson and John Adams died that day. July 4th, 1831 saw the passing of former President James Monroe. Also, former President Calvin Coolidge was born July 4th, 1872.

In response to the invitation, the last historical letter written by Thomas Jefferson.  Thomas Jefferson hoped that for the world this would be a celebration. You have been invited by Thomas Jefferson to celebrate this day and remember what the day meant to him.

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“May it be to the world, what I believe it will be … the signal of arousing men to burst the chains … and to assume the blessings and security of self-government. That form, which we have substituted, restores the free right to the unbounded exercise of reason and freedom of opinion. All eyes are opened, or opening, to the rights of man. …For ourselves, let the annual return of this day forever refresh our recollections of these rights, and an undiminished devotion to them.” – Thomas Jefferson June 24, 1826 Monticello

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What Car Drivers Need to Know about Motorcycles

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Summer is here, which means you’ll likely see more motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not accustomed to looking for them.

It’s obvious yet bears repeating: Motorcyclists are much more vulnerable than car and truck drivers and passengers. Not only are there many more cars and trucks on the road, but there’s no such thing as a “fender bender” for a motorcyclist. Even a low-speed collision can seriously injure a rider, not to mention total the bike, so it’s important to always give motorcycles extra space and an extra look.

Below are six tips to help you safely share the road with motorcyclists.

Objects in mirror. The object in your mirror may be closer than it appears — especially if it’s a motorcycle. Due to its size, it can be harder to determine how close a motorcycle is and how fast it’s moving. When turning into traffic, always estimate a bike to be closer than it appears to avoid forcing a rider to quickly hit the brakes — or worse.

Watch those left turns. One of the most common motorcycle accidents involves a car making a left turn directly in front of a bike at an intersection. Give yourself an extra moment to look specifically for motorcycles coming toward you when turning into traffic.

Double-check your blind spot. Carefully checking your blind spot before changing lanes is always a good idea. When it comes to motorcycles, it’s critical. A bike can be easily obscured in the blind spot, hidden behind your car’s roof pillars, or blend in with cars in other lanes, so make a habit of checking carefully before changing lanes. Plus, always use your turn signal.

Don’t tailgate. This is another general rule for all drivers, but it’s especially important when following a motorcycle. Be aware that many riders decrease speed by downshifting or easing off the throttle, so you won’t see any brake lights even though they are slowing down. Following at least three seconds behind the bike should give you enough time and space to safely slow down or stop when necessary.

Stay in your lane. Obviously, motorcycles don’t take up an entire lane the way cars or trucks do. But that doesn’t mean you can cozy up and share a lane with a bike. Just because the rider may be hugging one side of the lane doesn’t mean you can move into that space. Riders are likely doing this to avoid debris, oil on the road, or a pothole, so a bit of mild swerving within the lane can be expected. Do not crowd into the lane with a bike.

Think about motorcycles. Making a habit of always checking for bikes when you drive will make the above tips second nature, and make you a better driver. To personalize it, think about your friends and family members who ride bikes and then drive as if they are on the road with you. Motorcyclists — and everyone else — will thank you.

To learn more protecting yourself and your bike, view our motorcycle coverage options.