Radar Guns That Bust Texting Behind the Wheel

by Amanda Prischak on 

It’s no secret that drivers face many distractions behind the wheel.

Perhaps no source of distracted driving gets as much attention these days as texting while driving. Policymakers have tackled the problem with legislation banning the dangerous habit. Meanwhile, one state has even created text stops on its major highways.

It sounds crazy, but the next tactic may very well be a radar gun that can detect drivers who text behind the wheel. A company in Virginia is working on just such a device.

It’s uncertain if law enforcement officials in the states that ban texting while driving will use the radar guns. But that hasn’t stopped people from raising questions about whether the technology constitutes an invasion of privacy. Meanwhile, others have questioned the logistics of how the gun knows a driver, rather than a passenger, is texting.

Learn more about these radar guns by reading the source article at yahoo.com.

Renters Insurance explained by a hamster.

Are you looking to rent a new place in 2018? We not only have great rates on auto, home, business and life insurance – we have great rates on renter’s insurance too. You may think you don’t need the insurance, but you never know what your neighbor is doing that may cause damage to your stuff. It’ is very inexpensive to protect your stuff. Call us at (317) 886-0081 or get a quote on line at Scott Lynch Agency.

Business Insurance Here!

Your days are long and your to-do list is even longer. Owning a business is more than your full-time job, it’s your life. We understand the day-to-day want to help make things easier for you. That’s why our business insurance is as flexible and hard working as you are.

Why ERIE’s business insurance, coverage can be customized to fit your exact needs. Our expert, independent agents understand your business and are aware of the specific risks you face and our claims team is always available when your need us.

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Scott Lynch Agency                                                                                                                        Tel: (317) 886-0081 or (317) 420-2867                                                                                                protect@lynchagency.com                                                                                                                    Website: Scott Lynch Agency

 

 

Do you know your host liquor liability?

by Erie Insurance on 

As a party host, you probably don’t want to think about your potential liquor liability. But it’s something you’ll want to consider as your party planning gets under way this holiday season.

That’s because most states hold party hosts who offer excessive alcohol to their guests responsible for those guests’ actions behind the wheel. In those states, anyone injured by a drunk driver has the right to sue the host of the party who served the alcohol. Sometimes, criminal charges may even apply.

Recommendations on how to host your holiday party

This doesn’t mean you need to call off your party. Instead, keeping a few things in mind may significantly reduce your exposure to social host liquor liability.

  • Limit guests to people you actually know—and seriously consider cutting from your list anyone who habitually overindulges.
  • Encourage your guests to choose a designated driver before they arrive.
  • Serve plenty of nonalcoholic drinks and food to help counter the effects of the alcohol.
  • Have activities like dancing or games going on that don’t involve alcohol.
  • Stop serving alcohol well before the party ends.
  • Offer to call a cab or be the designated driver for anyone who appears intoxicated.

To limit your exposure to liquor liability even more, consider:

  • Hosting the event at a restaurant or bar that has a liquor license rather than at your home.
  • Hiring a professional bartender. Pros may be better able to recognize the signs of intoxication—and it’s easier to cut off someone you don’t know. This is especially true if a bartender completed the ServSafe® Alcohol program.

As a final precaution, review your homeowners or renters policy. It may offer coverage for damages sought by someone injured by a party guest.

For more information on liability insurance, contact an ERIE Agent in your community.

Looking for a great deal on insurance?

Looking for a great deal on Auto, Home, Business or Life Insurance? Call us at (317) 886-0081 to discuss our options for you. You may also visit our website: Scott Lynch Agency

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