What Car Drivers Need to Know about Motorcycles

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Summer is here, which means you’ll likely see more motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not accustomed to looking for them.

It’s obvious yet bears repeating: Motorcyclists are much more vulnerable than car and truck drivers and passengers. Not only are there many more cars and trucks on the road, but there’s no such thing as a “fender bender” for a motorcyclist. Even a low-speed collision can seriously injure a rider, not to mention total the bike, so it’s important to always give motorcycles extra space and an extra look.

Below are six tips to help you safely share the road with motorcyclists.

Objects in mirror. The object in your mirror may be closer than it appears — especially if it’s a motorcycle. Due to its size, it can be harder to determine how close a motorcycle is and how fast it’s moving. When turning into traffic, always estimate a bike to be closer than it appears to avoid forcing a rider to quickly hit the brakes — or worse.

Watch those left turns. One of the most common motorcycle accidents involves a car making a left turn directly in front of a bike at an intersection. Give yourself an extra moment to look specifically for motorcycles coming toward you when turning into traffic.

Double-check your blind spot. Carefully checking your blind spot before changing lanes is always a good idea. When it comes to motorcycles, it’s critical. A bike can be easily obscured in the blind spot, hidden behind your car’s roof pillars, or blend in with cars in other lanes, so make a habit of checking carefully before changing lanes. Plus, always use your turn signal.

Don’t tailgate. This is another general rule for all drivers, but it’s especially important when following a motorcycle. Be aware that many riders decrease speed by downshifting or easing off the throttle, so you won’t see any brake lights even though they are slowing down. Following at least three seconds behind the bike should give you enough time and space to safely slow down or stop when necessary.

Stay in your lane. Obviously, motorcycles don’t take up an entire lane the way cars or trucks do. But that doesn’t mean you can cozy up and share a lane with a bike. Just because the rider may be hugging one side of the lane doesn’t mean you can move into that space. Riders are likely doing this to avoid debris, oil on the road, or a pothole, so a bit of mild swerving within the lane can be expected. Do not crowd into the lane with a bike.

Think about motorcycles. Making a habit of always checking for bikes when you drive will make the above tips second nature, and make you a better driver. To personalize it, think about your friends and family members who ride bikes and then drive as if they are on the road with you. Motorcyclists — and everyone else — will thank you.

To learn more protecting yourself and your bike, view our motorcycle coverage options.

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We all are looking to find ways to save money. We don’t want to save money today by dropping coverages that we will need tomorrow. What is important and what are some ways to save money on auto insurance.

Watch this short video for a few options:

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Other things that can help with your auto insurance, in addition to what the video mentioned.

  • Good credit
  • Driving monitors for the first 90 days
  • Good grades
  • No lapse in coverage
  • Annual reviews of your policy with your agent
  • Vehicles with factory installed safety devices

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Please be safe out there!

Teen Driver Safety

As the parent of a Teen Driver you worry constantly. Did you properly prepare them for this huge step in their lives? Request our Parent-Teen Contract and sit down with your Teen Driver and go over it. This may be one of the most important kitchen table talks that you have with them. We will periodically send you other Teen Driver information to share with your young or future driver.

Visit HERE to request the Parent-Teen Contract.

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STUDY: ONE THIRD OF AMERICANS LIE ON AUTO INSURANCE APPLICATIONS

 

Most people agree that honesty is the best policy, but when it comes to filling out insurance applications, many consumers are willing to fudge the truth to get a better rate. According to a study from finder.com, an estimated 35 million Americans have lied on an insurance application.

Almost one in three (29 percent) of the people who have lied on an insurance application have done so for car insurance. That amounts to 10.2 million Americans who were willing to lie to get the best coverage for the road.

Following car insurance, false information is most likely to appear on applications for health insurance (22 percent), life insurance (21 percent), income protection insurance (8 percent), travel insurance (7 percent), home and contents insurance (7 percent) and pet insurance (5 percent).

More men lie than women, but women are more likely than men to lie on an application in five of seven categories: health insurance, income protection insurance, travel insurance, home and contents insurance and pet insurance. Men lead women when it comes to lying on car insurance and life insurance applications.

“Taking creative liberties on your insurance application may seem like an innocent white lie, but it’s actually considered fraud, and the repercussions can be serious. If found out you may be charged a higher premium, denied a policy or even charged with fraud, requiring you to pay a fine or even do jail time,” said Finder’s consumer advocate Rachel Dix- Kessler.

There are numerous ways to save money on car insurance. Let us help you with saving money on your car insurance. Call us at (317) 886-0081

 

Original Article

 

Purchases that end up costing you

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Alan Jones 
Researching prices and finding deals can be a time-consuming process for many adults, which makes responsible spending a burden. While some big-ticket items can be rewarding, some bad purchases just won’t justify the price over time, no matter how much you try to rationalize the decision.
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Photo by rawpixel.com from Pexels

 

Spring Weather Safety

Spring has sprung! As wild spring weather approaches, be sure you know your risks and get prepared. Learn more from the National Weather Service: http://bit.ly/2JLhLU3

 

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Are these the best-looking classic sedans?

February 26, 2019 / by John Moroney

When it comes to classic cars, the sporty two-door version of anything is always in higher demand than the four-door family truckster. Nonetheless, collectibles come in all shapes and sizes—even sedans. Here are six beauties for your consideration.

1979–93 Jaguar XJ

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The handsome Series III XJ underwent a subtle redesign by Pininfarina in 1979, with the roof lifted an inch in the rear and fender kick added for some sporty flair. Reliability also began to improve even as the British automotive industry reached a production nadir of 880,000 units in 1982. The 4.2-liter six-cylinder proved robust and is favored by collectors today for its simplicity and relative ease of maintenance. The somewhat finicky V12, though, will always win the heart of the Jaguar enthusiast.

1961–67 Lincoln Continental convertible

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The fourth generation Continental is arguably the most iconic Lincoln ever made. Its simple, clean design was a welcome departure from the excessive chrome and fins that defined the late 1950s. The famous suicide doors were an ergonomic solution implemented by engineers who had problems exiting the rear seat mockup without hitting their feet on the door. In convertible form, the Continental required 300 pounds of extra bracing underneath to keep the chassis from flexing.

1972 Mercedes 280SEL

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The 280 debuted in 1968 with a 2.8-liter inline-six engine and four-wheel disc brakes. In period Mercedes-ese, “S” is for sedan, “E” denotes fuel injection (“einspritzung” in German), and “L” is an long-wheelbase version (“lang” in German). The 280 SEL was second only to the 300 SEL with its 6.3-liter V8.

1955 Chevrolet Bel Air

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The all-new 1955 Chevrolet showcased the brand’s modern styling. What put the model on the map, however, was the optional new Turbo Fire V8. The small block displaced 265 cubic inches and could be had with the Power Pack option, a four-barrel carburetor and dual exhaust. Oil filtration was not standard, but could be ordered.

The Bel Air was top of the model range and featured additional chrome, full wheel covers, and plush interior trim.

1985–86 Mercedes 190E 2.3-16 Cosworth

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The go-fast exterior of the Mercedes-Cosworth 190E is exciting, with road-hugging lower aero, a discreet rear spoiler, and giant “manhole cover” wheels. What’s more exciting is the Cosworth-tuned 2.3-liter four under the hood, with four valves per cylinder.

The model will forever be linked to Ayrton Senna, with his help in development and subsequent Nurburgring GP celebrity race win.

1965 Chevrolet Corvair

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The original 1961-64 Corvair was an innovative and economical small car, with loads of interior room and low maintenance costs. The rear swing axle handling that Ralph Nader took such exception to was eliminated in the 1965 redesign. The new, fully independent suspension and light weight made the car fun to drive, matching the promise of its sporty clean lines, shark-nose prow, and subtle fender arches over the wheels.

Call us at (317) 886-0081 to insure your Classic Car. Scott Lynch Agency

Original Article: MR Motoring Research

 

Introducing the Claims-Free Cash Back™ Reward

Annotation 2019-02-21 122900

To learn more, contact your local Safeco® agent, Scott Lynch at (317) 886-0081 or visit his website: Scott Lynch Agency

Ready to get a quote right now? You can run your own quote and tailor your coverage right here:

#auto #car #teendriver #insurance #saving #discount #claimsfree #reward #scottlynchagency #Indiana

Annotation 2019-02-21 121837
1Safeco will review policies twice a year. Customers must have zero claims reported on their Safeco Auto policy in the prior six months
in order to receive reward. 2Cash back amount is calculated based on current policy term written premium at the time of the reward.
3Available to 12-month Superior and Ultra auto policies in TN and MN. Terms and conditions apply. Insurance is offered by Safeco Insurance
Company of America and/or its affiliates, with a principal place of business at 175 Berkeley Street, Boston, MA 02116. The materials herein
are for informational purposes only. Nothing herein creates a contract. All statements made are subject to the provisions, exclusions,
conditions, and limitations of the applicable insurance policy. If the information in these materials conflicts with the policy language that
it describes, the policy language prevails. Eligibility is subject to meeting applicable underwriting criteria. To the extent permitted by law,
applicants are individually underwritten; not all applicants may qualify. Not available in all states.
©2018 Liberty Mutual Insurance
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2019 Chicago Auto Show Highlights

Perry Stern & Mike Meredith = Original Article Here
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