Trouble getting out of bed?

“At dawn, when you have trouble getting out of bed, tell yourself: “I have to go to work — as a human being. What do I have to complain of, if I’m going to do what I was born for — the things I was brought into the world to do? Or is this what I was created for? To huddle under the blankets and stay warm?”

So you were born to feel “nice”? Instead of doing things and experiencing them? Don’t you see the plants, the birds, the ants and spiders and bees going about their individual tasks, putting the world in order, as best they can? And you’re not willing to do your job as a human being? Why aren’t you running to do what your nature demands?

You don’t love yourself enough. Or you’d love your nature too, and what it demands of you.” – Marcus Aurelius, “Meditations”

 

 

 

Do you know your host liquor liability?

by Erie Insurance on 

As a party host, you probably don’t want to think about your potential liquor liability. But it’s something you’ll want to consider as your party planning gets under way this holiday season.

That’s because most states hold party hosts who offer excessive alcohol to their guests responsible for those guests’ actions behind the wheel. In those states, anyone injured by a drunk driver has the right to sue the host of the party who served the alcohol. Sometimes, criminal charges may even apply.

Recommendations on how to host your holiday party

This doesn’t mean you need to call off your party. Instead, keeping a few things in mind may significantly reduce your exposure to social host liquor liability.

  • Limit guests to people you actually know—and seriously consider cutting from your list anyone who habitually overindulges.
  • Encourage your guests to choose a designated driver before they arrive.
  • Serve plenty of nonalcoholic drinks and food to help counter the effects of the alcohol.
  • Have activities like dancing or games going on that don’t involve alcohol.
  • Stop serving alcohol well before the party ends.
  • Offer to call a cab or be the designated driver for anyone who appears intoxicated.

To limit your exposure to liquor liability even more, consider:

  • Hosting the event at a restaurant or bar that has a liquor license rather than at your home.
  • Hiring a professional bartender. Pros may be better able to recognize the signs of intoxication—and it’s easier to cut off someone you don’t know. This is especially true if a bartender completed the ServSafe® Alcohol program.

As a final precaution, review your homeowners or renters policy. It may offer coverage for damages sought by someone injured by a party guest.

For more information on liability insurance, contact an ERIE Agent in your community.

Looking for a great deal on insurance?

Looking for a great deal on Auto, Home, Business or Life Insurance? Call us at (317) 886-0081 to discuss our options for you. You may also visit our website: Scott Lynch Agency

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A Very Merry Mishap

To ensure that your family is properly protected this Holiday Season, call us at (317) 886-0081 or (317) 420-2867. You can also visit us online at: Lynch Insurance Agency

Zombies and Insurance – An Unlikely Duo

 

With all the buzz around the new season of AMC’s The Walking Dead, what if a literal zombie apocalypse happened tomorrow? While it’s highly unlikely that zombies will really take over, it’s good to know that insurance is there to protect you when things go wrong, like a telephone pole falling on your house or your TV getting fried by an electrical surge.

Zombie and Insurance Video

Learn more about the ways ERIE can cover you and contact an ERIE agent today.

*Terms, exclusions and conditions apply. Deductibles may apply.  See your policy for details or talk to your ERIE Agent.

Koonsman Family: Facing the Unexpected

Play Video Here://lifehappenspro.org/resources/embeded?userId=6955&videoId=5524776995001

To help your family with the unexpected, call us at (317) 420-2867 or visit us at Scott Lynch Agency