Foremost and Bristol West Insurance Companies

We are pleased to announce that we now offer Foremost and Bristol West Insurance. Both companies are members of the Farmers Insurance Group of Companies and have a long history of providing great insurance, great service and great claims experience

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To see what a Foremost or Bristol West policy can do for you, visit us online at www.lynchagency.com or call us at (317) 886-0081.

 

 

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Renters Insurance

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let the Scott Lynch Agency help you find coverage options that protect you, your family, and your personal property. Call us at (317) 886-0081 and let us help to make sure you’re properly covered.

Greenwood, West Chester, Indianapolis, Cincinnati – What you need to know about renters insurance

Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

Indiana and Ohio Protect yourself and your guests

Your renters insurance policy protects you and your family against certain bodily injury and property damage claims for which you are liable.  Legal defense is also provided in the event you are sued after a covered loss,  subject to the limits you have selected. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let the Scott Lynch Agency help you find the right amount of coverage to suit your insurance needs in Indiana and Ohio. Call us today at (317) 886-0081.

Get the right amount of insurance coverage Indiana and Ohio at the best price

Whether you’re starting out, between homes or downsizing, the Scott Lynch Agency will help you pick the renters insurance coverage that best fits your needs. Give us a call today at (317) 886-0081 and get covered. Be sure to ask about available discounts including burglar alarm credits and the account credit for customers who package auto policies with their renters policy.

Extra coverage doesn’t have to cost a lot

Whether you’re starting out, between homes or downsizing, we will help you pick the renters insurance coverage that best fits your needs. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.

KEEP WATER IN ITS PLACE

https://mailchi.mp/lynchagency.com/keep-water-in-its-place

Water is a necessity in our daily lives, but it can wreak havoc in your home if it runs loose. This costly and burdensome damage is more common than you may think.

  • One in 50 – The share of insured homes that file a property damage claim caused by water damage or freezing each year1
  • #2 – Water damage is the second most frequently filed homeowners claim1
  • $9,633 – Average cost of a claim due to water damage or freezing1
  • 3.5 – Average number of days it takes a mitigation unit to dry out a home2
1www.iii.org          2Safeco data        Sources: www.safeco.com, www.iii.org
How Flood Insurance Can Protect You From Financial Hardship (VIDEO)

Many people ask me if they really need Flood Insurance coverage, or if their home is already protected from flood damage by their Homeowner’s Policy.

This video should help you understand everything you need to know about Flood Insurance and help you decide if it’s right for your home.

NOTE: There’s a 30-day waiting period from date of purchase before your policy goes into effect. (In most ALL cases)

Click here to watch video 

 

Tips to protect your home from water damage

  • KNOW where your main water valve is located so you can shut it off quickly in case of an emergency.
  • REPLACE the hoses on your washing machine, dishwater and other appliances periodically. Consider replacing a rubber hose with a steel-braided one to increase durability and longevity.
  • CLEAN your gutters and downspouts regularly to ensure water moves through them properly and drains away from your foundation.
  • MONITOR your water bill. A bigger water bill may indicate you have a leak somewhere.
  • TEST your sump pump at least once per year to make sure it’s working when you need it most! If your pump doesn’t have an alternate power source, add a battery backup or upgrade to a pump with a water-powered backup.
  • INSPECT your water heater annually for signs of corrosion or leaks. Aging water heaters can weaken over time, increasing their likelihood of rupturing.

Suggestions for water mitigation device options.

Select this LINK for a white paper on suggested water mitigation device options. If you are considering the FLO BY MOEN option, we have a special savings set up for you. Visit HERE and use Promo Code: Safeco11266228.

Happy to help.

If you have futher questions, please call us at (317) 886-0081. We’d love to earn your referrals and/or your business.