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Commercial Auto Insurance
For your Indiana commercial auto needs, call us at (317) 420-2867 or visit us online at: Scott Lynch Agency
For Indiana Veterans – Achieve your Small Biz Dreams Webinar
Happy Small Business Week! This For Veterans—Achieve Your Small Biz Dreams Webinar is just one of many events throughout Indiana in honor of Small Business Week.
SBA Indiana teams up with VetBiz Central to deliver information on a variety of programs, opportunities, and benefits for aspiring or established Vetrepreneurs.
Topics include:
- SBA resources throughout the state
- Financing options
- SBA contracting programs
- VetBiz Central’s unique services and programs for Veterans
- VOSB/SDVOSB Verification
- Supplier Diversity Program
WHEN: May 1, 11 am
WHERE: Online
COST: Free
Registration is required. Click or type www.vetbizcentral.org in your browser and sign up today!
This workshop brought to you through a partnership between Veterans Business Outreach Center VetBiz Central and the SBA. Questions? Email Public Affairs Specialist Laura Schafsnitz at laura.schafsnitz@sba.gov.
Registration
About the U.S. Small Business Administration
The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start and grow their businesses. It delivers services to people through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.
SBA Indiana District Office
8500 Keystone Crossing, Suite 400
Indianapolis, IN 46240
317-226-7272
www.sba.gov/in
The safer you drive, the more you save.
You’ve always been a good driver; and now your good driving can be rewarded. Through our RightTrack® program, you can install a device in your car that recognizes your safe driving habits, which could earn you a discount of up to 30%. Call (317) 886-0081 to discuss.
Cell phone users twice as likely to be involved in a crash, study finds
JAN 24, 2018 | BY DENNY JACOB, PROPERTYCASUALTY360
The AAA Foundation for Traffic Safety compared drivers’ odds of crash involvement when using a cell phone relative to driving without performing any observable secondary tasks
The role of cell phones in our society faces greater scrutiny in recent years, particularly when it comes to the world of driving.
Distracted driving can happen in a number of ways, but smartphones are often behind a case of distracted driving more often than not.
A study conducted by the AAA Foundation for Traffic Safety compared drivers’ odds of crash involvement when using a cell phone relative to driving without performing any observable secondary tasks, both overall and stratified by selected environmental and crash-related factors.
Related: Smartphones are killing Americans on the roads, but nobody’s counting
Data came from a sample of 3,593 drivers, whose driving was monitored using in-vehicle video and other data collection equipment for a period of several months between Oct. 2010 and Dec. 2013. Men (1,712) and women (1,878) represented age groups ranging from 16 years old to 75 years old.
Making roads safer
While the great debate over cell phones — along with many other topics, such as the future of autonomous vehicles — and distracted driving has no end in sight, studies like this one will prove useful for researchers, the automotive and electronics industries, and traffic safety advocates, among others, in making tomorrow’s roads a safer place for drivers and pedestrians alike.
Asterisks in tables denote instances in which there were too few crashes and/or baseline epochs involving a specific cell phone task to compute an odds ratio.(Photo: Crash Risk of Cell Phone Use While Driving: A Case-Crossover Analysis of Naturalistic Driving Data)
The results
The study found that “visual-manual interaction with cell phones while driving, particularly but not exclusively relative to text messaging, was associated with approximately double the incidence of crash involvement relative to driving without performing any observable secondary tasks.”
Notably, 42 of 65 crashes that involved any form of visual-manual interaction with cell phones involved texting. Hand-held cell phone conversation, location/reaching for/answering the phone, and overall cell phone use (all manner of cell phone use combined) were associated with elevated risk of crash involvement.
Related: America’s roadways need to be digitalized
Assocations between visual-manual cell phone interaction and crash risk tended to be stronger in free-flow traffic and in types of crashes in which the subject driver played a clear role, such as rear-end and road-departure crashes.
While hopes for a world without distracted driving may be ways away, drivers who continue to use their cell phones on the road will remain an issue for the foreseeable future. Until then, drivers must remember that driving is a privilege, and that the road is a shared space between drivers and pedestrians alike.
For your auto insurance quote visit: Scott Lynch Agency
Radar Guns That Bust Texting Behind the Wheel
by Amanda Prischak on
It’s no secret that drivers face many distractions behind the wheel.
Perhaps no source of distracted driving gets as much attention these days as texting while driving. Policymakers have tackled the problem with legislation banning the dangerous habit. Meanwhile, one state has even created text stops on its major highways.
It sounds crazy, but the next tactic may very well be a radar gun that can detect drivers who text behind the wheel. A company in Virginia is working on just such a device.
It’s uncertain if law enforcement officials in the states that ban texting while driving will use the radar guns. But that hasn’t stopped people from raising questions about whether the technology constitutes an invasion of privacy. Meanwhile, others have questioned the logistics of how the gun knows a driver, rather than a passenger, is texting.
Learn more about these radar guns by reading the source article at yahoo.com.
Business Insurance Here!
Your days are long and your to-do list is even longer. Owning a business is more than your full-time job, it’s your life. We understand the day-to-day want to help make things easier for you. That’s why our business insurance is as flexible and hard working as you are.
Why ERIE’s business insurance, coverage can be customized to fit your exact needs. Our expert, independent agents understand your business and are aware of the specific risks you face and our claims team is always available when your need us.
Get to Know Us Since 1925, we’ve had our Home Office in the city that bears our name, Erie, Pennsylvania. Today, we’re spread across a 12-state footprint and the District of Columbia. Find out more about ERIE and what makes us different.
Ready to talk? Give us a call or send us an email at protect@lynchagency.com to learn more about how we can help protect your business and everything you’ve worked to grow.
Scott Lynch Agency Tel: (317) 886-0081 or (317) 420-2867 protect@lynchagency.com Website: Scott Lynch Agency
Looking for a great deal on insurance?
Looking for a great deal on Auto, Home, Business or Life Insurance? Call us at (317) 886-0081 to discuss our options for you. You may also visit our website: Scott Lynch Agency
Zombies and Insurance – An Unlikely Duo
With all the buzz around the new season of AMC’s The Walking Dead, what if a literal zombie apocalypse happened tomorrow? While it’s highly unlikely that zombies will really take over, it’s good to know that insurance is there to protect you when things go wrong, like a telephone pole falling on your house or your TV getting fried by an electrical surge.
Learn more about the ways ERIE can cover you and contact an ERIE agent today.
*Terms, exclusions and conditions apply. Deductibles may apply. See your policy for details or talk to your ERIE Agent.
FMCSA Mandate 12/18/2017
COUNTRYWIDE MANDATE
EFFECTIVE DEC. 18, 2017
The Federal Motor Carrier
Safety Administration (FMCSA)
will require many commercial
truckers to use an ELD effective
Dec. 18. Generally, truckers who
are currently required to keep
paper logs will need an ELD. This
would include most truckers
who operate across state lines.
Trucks that are older than model
year 2000 are exempt. For more
details on who is affected, visit
the FMCSA website.
WHAT THIS MEANS
FOR YOU
Overdrive reported that many
truckers are apprehensive
about switching to an ELD due
to additional costs and feeling
an invasion of privacy. There’s
widespread concern that a
significant number of drivers
may choose to get out of the
business, leading to a shortage
of tenured truck drivers and
changes in the market.
ALL ELDS ARE
NOT THE SAME
ELDs can be permanently
attached to a truck (cab device)
or can be a hand-held device
(smartphone). Both types make
tracking hours-of-service easier
and more accurate than paper
logs, and also provide vehicle
inspection reports and gauges
featuring key engine stats. All
ELDs must be certified with
the FMCSA to be compliant.
For additional information on
compliant ELDs, visit the
FMCSA website.
GET AN ELD PRIOR
TO THE MANDATE
We recommend truckers
get an ELD well in advance
of the deadline. Drivers
who switch early will
have time to adapt to the
learning curve and become
well-versed on how to use
it correctly when the
mandate takes effect.
Call Me at (317) 420-2867
For a limited time, I may be able to get qualified individuals free use of an ELD through my association with Progressive Insurance and their “SMARTHAUL” program. Or visit us on line at Scott Lynch Agency
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