We all are looking to find ways to save money. We don’t want to save money today by dropping coverages that we will need tomorrow. What is important and what are some ways to save money on auto insurance.
Since 1984, the Indianapolis Colts have captured the hearts and loyalties of central Indiana residents. Memorable players, inspiring coaches, heart-stopping games and two glorious stadiums have cemented the team’s place in the annals of Indianapolis history. Visit Indianapolis Colts: The Exhibit to celebrate the team while exploring football’s role in American culture through digital activities, player interviews, original artifacts, photographs and video of the Colts in action.
Discover how American football grew out of the rugby fields of Ivy League academies into the modern game loved by millions through sweeping changes brought about by the Industrial Revolution. Witness the Hoosier Dome and Lucas Oil Stadium’s rise into the Indianapolis skyline to redefine the city’s image as a championship town. Snap a picture with your favorite virtual Colts player and learn about their views on football, leadership and the NFL. Cast your vote for the best Colts player or the most memorable game moment and see how your choice compares to other fans. See the game through the eyes of officials by making a call on a real NFL play and find out if your decision matches the actual call. Relive the glory of the 2006 season and how the players and the coaches made it all possible. Scramble on the field as the Colts mascot Blue to juke and dodge oncoming tackles using your whole body. Explore the rise of the NFL and how it became the multibillion-dollar juggernaut it is today.
But most of all, connect with the story of the Colts and how they became a team that embodies the values, drive and heart of the city they call home.
As the parent of a Teen Driver you worry constantly. Did you properly prepare them for this huge step in their lives? Request our Parent-Teen Contract and sit down with your Teen Driver and go over it. This may be one of the most important kitchen table talks that you have with them. We will periodically send you other Teen Driver information to share with your young or future driver.
April is Tornado Awareness Month. Do you know where to seek shelter during a tornado? Learn what to do before, during & after one hits.
Tornadoes can destroy your home, your business, buildings, flip cars, and create deadly flying debris. Tornadoes are violently rotating columns of air that extend from a thunderstorm to the ground. Tornadoes can:
Happen anytime and anywhere;
Bring intense winds, over 200 MPH; and
Look like funnels.
IF YOU ARE UNDER A TORNADO WARNING, FIND SAFE SHELTER RIGHT AWAY
If you can safely get to a sturdy building, then do so immediately.
Go to a safe room, basement, or storm cellar.
If you are in a building with no basement, then get to a small interior room on the lowest level.
Stay away from windows, doors, and outside walls.
Do not get under an overpass or bridge. You’re safer in a low, flat location.
Watch out for flying debris that can cause injury or death.
Use your arms to protect your head and neck.
HOW TO STAY SAFE WHEN A TORNADO THREATENS
Know your area’s tornado risk. In the U.S., the Midwest and the Southeast have a greater risk for tornadoes.
Know the signs of a tornado, including a rotating, funnel-shaped cloud; an approaching cloud of debris; or a loud roar—similar to a freight train.
Sign up for your community’s warning system. The Emergency Alert System (EAS) and National Oceanic and Atmospheric Administration (NOAA) Weather Radio also provide emergency alerts. If your community has sirens, then become familiar with the warning tone.
Pay attention to weather reports. Meteorologists can predict when conditions might be right for a tornado.
Identify and practice going to a safe shelter in the event of high winds, such as a safe room built using FEMA criteria or a storm shelter built to ICC 500 standards. The next best protection is a small, interior, windowless room on the lowest level of a sturdy building.
Consider constructing your own safe room that meets FEMA or ICC 500 standards.
Immediately go to a safe location that you identified.
Take additional cover by shielding your head and neck with your arms and putting materials such as furniture and blankets around you.
Listen to EAS, NOAA Weather Radio, or local alerting systems for current emergency information and instructions.
Do not try to outrun a tornado in a vehicle.
If you are in a car or outdoors and cannot get to a building, cover your head and neck with your arms and cover your body with a coat or blanket, if possible.
Be Safe AFTER
Keep listening to EAS, NOAA Weather Radio, and local authorities for updated information.
If you are trapped, cover your mouth with a cloth or mask to avoid breathing dust. Try to send a text, bang on a pipe or wall, or use a whistle instead of shouting.
Stay clear of fallen power lines or broken utility lines.
Do not enter damaged buildings until you are told that they are safe.
Save your phone calls for emergencies. Phone systems are often down or busy after a disaster. Use text messaging or social media to communicate with family and friends.
Be careful during clean-up. Wear thick-soled shoes, long pants, and work gloves.
Most people agree that honesty is the best policy, but when it comes to filling out insurance applications, many consumers are willing to fudge the truth to get a better rate. According to a study from finder.com, an estimated 35 million Americans have lied on an insurance application.
Almost one in three (29 percent) of the people who have lied on an insurance application have done so for car insurance. That amounts to 10.2 million Americans who were willing to lie to get the best coverage for the road.
Following car insurance, false information is most likely to appear on applications for health insurance (22 percent), life insurance (21 percent), income protection insurance (8 percent), travel insurance (7 percent), home and contents insurance (7 percent) and pet insurance (5 percent).
More men lie than women, but women are more likely than men to lie on an application in five of seven categories: health insurance, income protection insurance, travel insurance, home and contents insurance and pet insurance. Men lead women when it comes to lying on car insurance and life insurance applications.
“Taking creative liberties on your insurance application may seem like an innocent white lie, but it’s actually considered fraud, and the repercussions can be serious. If found out you may be charged a higher premium, denied a policy or even charged with fraud, requiring you to pay a fine or even do jail time,” said Finder’s consumer advocate Rachel Dix- Kessler.
There are numerous ways to save money on car insurance. Let us help you with saving money on your car insurance. Call us at (317) 886-0081
Researching prices and finding deals can be a time-consuming process for many adults, which makes responsible spending a burden. While some big-ticket items can be rewarding, some bad purchases just won’t justify the price over time, no matter how much you try to rationalize the decision.
It’s National Social Security Month and this year we’re highlighting some of the time-saving features of the my Social Security account. Once you create an account, you’ll see that we already have your work history and secure information to estimate what you could receive once you start collecting benefits. With your personal my Social Security account, you can also:
Request a replacement Social Security card;
Set up or change direct deposit;
Get a proof of income letter;
Change your address;
Check the status of your Social Security application; and
Get a Social Security 1099 form (SSA-1099).
For over 80 years, Social Security has worked to meet the changing needs of the American public. Today, you can apply for retirement, disability, and Medicare benefits online, as well as take care of other business.
Knowledge is power. You care about your friends’ and family’s future, so encourage them to create a my Social Security account. Celebrate National Social Security Month by learning what you can do online anytime, anywhere.