New Indiana Program Dedicated to US Military Members and Veterans

Veterans Honored in Indiana

You stepped up and answered the call by serving in our armed forces. Now Indiana wants you to be a Hoosier.

Next Level Veterans is your source for career training and a homebuyer program designed for active duty veterans and retired military personnel.

The Need

  1. More than 200,000 service men and women leave the military every year, and over half currently face a period of unemployment.
  2. There are 85,000 unfilled jobs in Indiana. Employers need people equipped with the skills and work ethic to get the job done.

 

 

 

INVETS

INVETS – More than a simple job board, INvets details the combination of career potential and the quality of the surrounding community. Indiana has communities to meet any need and every employer has unique characteristics and opportunities. Look around and you might just find the perfect combination for you.

NextLevel Jobs Indiana

NEXTLevel Jobs INDIANA – Next Level Jobs provides Hoosiers with free state-wide training in high-paying, in-demand industries. Next Level Jobs also provides Indiana employers with reimbursements up to $50,000 to train their employees in these high-growth fields.

HONOR OUR VETS

HONOR OUR VETS – In Indiana we truly honor our vets through a new program under Governor Eric Holcomb’s Next Level Veterans initiative. The Honor Our Vets program offered by the Indiana Housing and Community Development Authority (IHCDA) is specifically designed to keep and welcome qualified active duty, veterans and retired military personnel to the state.

Indiana Economic Development Association

Indiana Economic Development Association – Welcome to the Indiana Economic Development Association, the voice of economic development for Indiana. Made up of economic developers, utilities, attorneys, consultants, financial institutions, higher education professionals, engineers, architects and construction professionals, our members are passionately dedicated to attracting and retaining jobs for the great people of Indiana.

Northeast Indiana Regional Partnership

Northeast Indiana Regional Partnership – Uniting the region with a common mission and vision for Northeast Indiana ensures that as we develop strategies to build a globally competitive region and to support our mission to increase business investment.

Indiana Department of Veteran's Affairs

Indiana Department of Veteran’s Affairs – Since its establishment in 1945, the Indiana Department of Veterans Affairs (IDVA) has remained focused on aiding and assisting “Hoosier” veterans, and qualified family members or survivors, who are eligible for benefits or advantages provided by Indiana and the U.S. government. Indiana owes a great debt to its veterans, past and present, for their personal sacrifices and dedicated service. 75 Hoosiers (1 still living) have been awarded the Congressional Medal of Honor in testimony to their courage and sacrifices.

Visit Indiana

Visit Indiana – How do you choose what destinations to include in your next Indiana getaway? Start here with the Best of Indiana lists, as voted on by travelers just like you.

Indiana Department of Workforce Development

Indiana Department of Workforce Development – Indiana is committed to providing quality employment services to Veterans at our WorkOne Centers. Veterans go to the front of the line and each office has an onsite Veteran’s representative that assists with employment needs. All Veterans are encouraged to make contact with their local WorkOne Career Center for assistance.

Transition Time for Veterans (an interactive tool)

This interactive tool allows Veterans to estimate the preparation time required to transition from their military occupation to another one in Indiana. “Transition time,” while measured in weeks of academic, technical or vocational training, is a relative measure to provide an estimate of the relative time moving from one type of job to another. Find out more here.

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April is Tornado Awareness Month

April is Tornado Awareness Month. Do you know where to seek shelter during a tornado? Learn what to do before, during & after one hits.

Image by Jonny Lindner from Pixabay
Image by Jonny Lindner from Pixabay

Tornadoes

Tornadoes can destroy your home, your business, buildings, flip cars, and create deadly flying debris. Tornadoes are violently rotating columns of air that extend from a thunderstorm to the ground. Tornadoes can:

  • Happen anytime and anywhere;
  • Bring intense winds, over 200 MPH; and
  • Look like funnels.

 IF YOU ARE UNDER A TORNADO WARNING, FIND SAFE SHELTER RIGHT AWAY

  • If you can safely get to a sturdy building, then do so immediately.
  • Go to a safe room, basement, or storm cellar.
  • If you are in a building with no basement, then get to a small interior room on the lowest level.
  • Stay away from windows, doors, and outside walls.
  • Do not get under an overpass or bridge. You’re safer in a low, flat location.
  • Watch out for flying debris that can cause injury or death.
  • Use your arms to protect your head and neck.

HOW TO STAY SAFE WHEN A TORNADO THREATENS

Prepare NOW

  • Know your area’s tornado risk. In the U.S., the Midwest and the Southeast have a greater risk for tornadoes.
  • Know the signs of a tornado, including a rotating, funnel-shaped cloud; an approaching cloud of debris; or a loud roar—similar to a freight train.
  • Sign up for your community’s warning system. The Emergency Alert System (EAS) and National Oceanic and Atmospheric Administration (NOAA) Weather Radio also provide emergency alerts. If your community has sirens, then become familiar with the warning tone.
  • Pay attention to weather reports. Meteorologists can predict when conditions might be right for a tornado.
  • Identify and practice going to a safe shelter in the event of high winds, such as a safe room built using FEMA criteria or a storm shelter built to ICC 500 standards. The next best protection is a small, interior, windowless room on the lowest level of a sturdy building.
  • Consider constructing your own safe room that meets FEMA or ICC 500 standards.

 Survive DURING

  • Immediately go to a safe location that you identified.
  • Take additional cover by shielding your head and neck with your arms and putting materials such as furniture and blankets around you.
  • Listen to EAS, NOAA Weather Radio, or local alerting systems for current emergency information and instructions.
  • Do not try to outrun a tornado in a vehicle.
  • If you are in a car or outdoors and cannot get to a building, cover your head and neck with your arms and cover your body with a coat or blanket, if possible.

Be Safe AFTER

  • Keep listening to EAS, NOAA Weather Radio, and local authorities for updated information.
  • If you are trapped, cover your mouth with a cloth or mask to avoid breathing dust. Try to send a text, bang on a pipe or wall, or use a whistle instead of shouting.
  • Stay clear of fallen power lines or broken utility lines.
  • Do not enter damaged buildings until you are told that they are safe.
  • Save your phone calls for emergencies. Phone systems are often down or busy after a disaster. Use text messaging or social media to communicate with family and friends.
  • Be careful during clean-up. Wear thick-soled shoes, long pants, and work gloves.

Associated Content

 

Veterans Chamber of Commerce

I am a Veteran and a Small Business Owner. I am constantly searching for ideas and better ways of growing my business.

Today I was searching one of my favorite blogs Veneran Owned Business and ran across the Veterans Chamber of Commerce. This site is packed with programs and assistance for Veterans and Active Duty Military in helping them start their own business.

Here is an over view about them in their own words:

Everything we do is in support of veterans and their families.

Our Mission is clear: We Empower Individuals and Organizations who have ideas or programs that impact the lives of veterans and their families.
Our Message is Simple!:  We believe in establishing strong bonds of collaboration with like-minded individuals and organizations who have a passion for helping veterans.
What We Believe:
We believe in working together as “One-Unit” – We believe in Promoting and Supporting all veterans. 

​What we do:
We help Veterans advance into their next stage in life in three areas:

  1. Entrepreneurship – provide support with training on how to start a business
  2. Business Growth – Provide strategies and business advice
  3. Organizations – Help organizations that serve veterans, expand their reach to the veteran community

On the Service side of the Chamber;
We Empower 
individuals and organizations who have ideas for programs that impact the lives of veterans and their families, in three areas:

  1. Employment 
  2. Education
  3. Family & Wellness”

I signed up today, it was free. I look foward to exploring their programs and will report back what I find in the future.

If you are running a business and/or starting a business in Indiana, give me a call and I can discuss with you options on insuring your business. Call me at (317) 886-0081 or visit me on line at Scott Lynch Agency.

 

Business Insurance Here!

Your days are long and your to-do list is even longer. Owning a business is more than your full-time job, it’s your life. We understand the day-to-day want to help make things easier for you. That’s why our business insurance is as flexible and hard working as you are.

Why ERIE’s business insurance, coverage can be customized to fit your exact needs. Our expert, independent agents understand your business and are aware of the specific risks you face and our claims team is always available when your need us.

Get to Know Us                                                                                                                                       Since 1925, we’ve had our Home Office in the city that bears our name, Erie, Pennsylvania. Today, we’re spread across a 12-state footprint and the District of Columbia. Find out more about ERIE and what makes us different.

Ready to talk?                                                                                                                                        Give us a call or send us an email at protect@lynchagency.com to learn more about how we can help protect your business and everything you’ve worked to grow.

Scott Lynch Agency                                                                                                                        Tel: (317) 886-0081 or (317) 420-2867                                                                                                protect@lynchagency.com                                                                                                                    Website: Scott Lynch Agency

 

 

Ask ERIE: What’s the Difference Between a Certificate of Insurance and an Additional Insured?

by Amanda Prischak on March 22, 2017

You typically come across these issues when you’re talking about business insurance. It’s easy to get them confused.

The key difference between a certificate of insurance and an additional insured comes down to whether you have coverage under someone else’s insurance policy. This only applies if you’re named as an additional insured on a policy.

What’s an additional insured?

When you’re named an additional insured on a policy, you are typically insured for covered claims arising from the Named Insured’s negligence (or your joint negligence) with regard to the premises, project and equipment that’s described in the additional insured endorsement. This commonly will include defense costs should you need to hire an attorney if the claim falls within the terms of the additional insured endorsement.

Businesses typically request to be named as an additional insured on a policy if another business’s negligence could affect them. Two examples could include:

  • A general contractor hires a subcontractor to help with a project. The subcontractor does negligent work, which leads someone to get injured and file a lawsuit against both the general contractor and the subcontractor. By being named an additional insured on the subcontractor’s policy, the general contractor  may obtain coverage under the subcontractor’s policy within the policy’s limits.
  • A wholesaler-distributor distributes products manufactured by another company. A product injures someone, and the injured person files a lawsuit against the wholesaler-distributer and the manufacturer. By being named an additional insured on the manufacturer’s policy, the wholesaler-distributer may obtain coverage under the manufacturer’s policy within the policy’s limits.

A business is usually added as an additional insured via an endorsement to a business insurance policy. Many contracts spell out who should be named as an additional insured on a business’ policy.

There are two ways most policies treat additional insureds: on a specific basis and on a blanket basis. A specific basis is just that—a specific person or business is named as an additional insured on a policy.

Meanwhile, a blanket basis covers anyone who meets the definition of “additional insured” as it’s spelled out in the policy. The policy typically names broad types of parties like “contractors” or “landlords.”

What is a certificate of insurance?

A certificate of insurance is a document that shows that insurance coverage is in effect. It shows the dates of coverage, the limits, and the line of business that’s covered.

The certificate shows that a policy is in force—but that doesn’t mean the person or business requesting it is covered as well. As a certificate holder, you are only receiving proof that the insurance policy exists; the certificate of insurance is not an insurance policy and does not provide coverage or serve to amend or alter the terms of an insurance policy.

A certificate of insurance is usually requested by one party in an agreement, contract or transaction to make sure another party has the appropriate insurance coverage. A certificate of insurance does not entitle you to rights as an additional insured. For example, you aren’t provided any coverage under the other party’s policy in the event of a loss, unless the policy has been endorsed to provide coverage. For that reason, the best way to verify that you have been added to a policy as an additional insured is to request proof that the additional insured endorsement has been added to the  insurance policy. If the policy has been endorsed with the additional insured form, the certificate will often include the form number and specific information about the endorsement that reflects what has been added to the policy. Proof may therefore be a certificate with this information listed or an actual copy of the declarations showing the endorsement.

As you can see, additional insureds and certificates of insurance can be pretty tricky. And not having the right information can put you (as well as your business) at financial risk. That’s why it’s so important to have an insurance professional like an Erie Insurance agent in your corner. An Erie Insurance agent in your community can help you make sense of these issues and more.

 

Restaurant Program

Why ERIE for Restaurants? Right Coverage, Right Price. Call us at (317) 420-2867 to discuss how we can help your business or visit us on line at Scott Lynch Agency.

Restaurant Collection

Electrical Contractors – Huge savings!

Erie Insurance has just announced a massive rate decrease for our Electrical Contractors in the Erie Insurance Ultraflex class of Electrical contractors …. call us to see how we can help your business at (317) 420-2867 or visit our Agency on line at: Scott Lynch Agency.

Electrical Contractor

Ridesharing

If you drive for a ridesharing service, call me to make sure your side gig is protected. Visit us on line at: Scott Lynch Agency

Coverage is subject to limitations and exclusions. See the policy or an Erie Insurance Agent for details.

 

Be a Boy Scout

If you were ever a Boy Scout as a kid, you know how important it is to be prepared. Prepared for what? For anything that life throws at you. It’s true when you’re camping in the woods, and even more true when you’re running a business.

 

We really hope that your business is never affected by an earthquake , tornado, freak meteor from the sky or other natural disaster. But these things do happen, and an ounce of preparation before the unexpected can make picking up the pieces much easier.

 

  • Back up your data early and often at an offsite location. An external hard drive won’t help you if it is damaged or destroyed in a storm. Consider offsite data storage or storage in the cloud.
  • Make a comprehensive list of all of your equipment, furniture, and fixtures. It’s much easier to file your claim with a full list of your property. Pictures are even better!
  • Have a disaster preparedness plan. Do your employees know what to do and where to go in case of an emergency? What if you have customers in house when disaster strikes? Click here for more information on creating a plan, and make sure to store it both on and offsite. It’s estimated that 40 percent of businesses never reopen after a natural disaster. With a little planning and some help from an Erie property insurance policy, you’ll be back on your feet before you know it. Call us to talk about how you can protect your business at (317) 420-2867 or visit us online at Scott Lynch Agency.