Congratulations on your new apartment!

Whether you are moving to town for a new job or just moving out on your own after graduation – we have the renter’s insurance policy for you. Call us at (317) 420-2867 to discuss our Indiana Renter’s Policy and how it will protect you. You can also visit us on line at Scott Lynch Agency. Don’t forget to ask about our other great policies!

Hire a Hoosier Veteran!

Registration for the 11th Annual Operation Hire A Hoosier Veteran Employment Fair is now open.  We look forward to once again connecting actively hiring Hoosier employers with job seeking Veterans, current service members, and their family members.  OHHV will be April 19th, 2017 10am-3pm at the Indiana State Fairgrounds.  More information will be forthcoming on preparation workshops.

Job Seekers: Free as always.  We strongly encourage job seekers to register online and to attend a preparation workshop prior to the fair.  Nearly all past participants have said it was worth the effort and enhanced their job searching.

Employers: We have four great registration options to meet the needs of employers. New this year, we hope to offer a preparation workshop covering HR/employer aspects to recruiting and managing Veterans.

Non-Hiring Community Organizations: For organizations that would like to participate, but are not actively recruiting for employees.   This typically includes Veterans Service Organizations, Government programs/agencies supporting Veterans, schools and training opportunities, and other civic organizations.  As Operation Hire A Hoosier Vet is first and foremost an Employment Fair, hiring employers have priority for our limited booth space.  Your registration does not guarantee we will be able to offer you a booth.

Life insurance for a family of one.

Life Insurance for a Family of One

We spend a lot of time talking about how couples, families and businesses can protect their financial futures with life insurance. But what about if you are single—do you need life insurance, too?

There are those people who have no children, no one depending on their income, no ongoing financial obligations and sufficient cash to cover their final expenses. But how many of those people do you really know? And, more importantly, are you one of them?

I think it’s important, then, to illustrate how a life insurance purchase can be a smart financial move for someone who is single with no children. Asking yourself these three questions can help you get at the heart of the matter:

  • Do you provide financial support for aging parents or siblings?
  • Do you have substantial debt you wouldn’t want to pass on to surviving family members if you were to die prematurely?
  • Did family members pay for your education?

Don’t Take My Word for It

Life insurance is an excellent way to address these obligations, and in the case of tuition, reimburse family members for their support. But don’t just take my word for it. Instead, “do your own math.” This Life Insurance Needs Calculator can help you quickly understand if there is a need—a need you might not be aware of—that could be easily addressed with life insurance.

The most important reason for you to consider life insurance may be the peace of mind you’ll have.

In addition to addressing any financial obligations you might have, the current economic climate has made permanent life insurance an attractive means to help you build a secure long-term rate of return for safe money assets. The cash value in traditional life insurance can provide you with money for opportunities, emergencies and even retirement.

For young singles, keep in mind that you have youth on your side. I don’t mean to sound trite. Instead, I’d like you to think about the fact that purchasing life insurance is very affordable when you’re young and allows you to protect your insurability for when there is a future need—perhaps, in time, a spouse and children.

While all of these reasons are valid, the most important reason for you to consider life insurance may be the peace of mind you’ll have knowing that your financial obligations will be taken care of should anything happen.

Family of One original blog

Wear that gorilla down!

Success is like wrestling a gorilla. You don’t quit when you’re tired, you quit when the gorilla is tired.

Scott Lynch Agency

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