Seriously Good Car Insurance

Seriously Good Car Insurance

For Seriously Good Car Insurance visit: Scott Lynch Agency or call (317) 420-2867

Marion County fireworks ordinance to take effect

Marion County fireworks ordinance to take effect

Chris Bavender from Indianapolis Metropolitan Police Department · 15 Jun 16

Indianapolis – The Indianapolis Metropolitan Police Department Homeland Security Bureau reminds Marion County residents that the Marion County fireworks ordinance will be in effect starting June 28.

Hours for fireworks use on and around July 4 in Marion County are:

• 5 p.m. until two hours after sunset June 28 through July 3
• 10 a.m. to midnight on July 4
• 5 p.m. until two hours after sunset July 5 through July 9

Under Indiana law, you must be at least 18-years-old to buy fireworks and someone who is 18 or older must be present when fireworks are being set off.

If you are not lighting fireworks on your own property, make sure you have permission from the person who lives there.

Violations of the ordinance are subject to the following fines:

• A $100 fine for the first offense in any 12 month period
• A minimum of $500 for the second offense in any 12 month period
• Up to $2,500 for the third and subsequent offenses in any 12 month period

The complete Indianapolis/Marion County ordinance concerning fireworks is available at http://bit.ly/28FiFEK

Video: Helpful Tips to Keep Kids Safe on Road Trips

Video: Family Road Trip: Car Seat Safety Checklist

Millions of Americans will take to the roads this summer. In addition to mapping out your route, packing snacks and making sure your car emergency kit is fully stocked, you’ll also want to think about how to keep kids safe on the road trip.

The National Highway Traffic Safety Administration estimates that nearly half of all child car seats are installed incorrectly. Not completely confident that your child’s car seat is safely installed? Then watch the short video above. It has helpful correct installation and more.

Also check out our top tips on buying and installing a child safety seat. Knowing your littlest passengers are safe gives you peace of mind so you can move on to other orders of business—like how to keep kids entertained during that long drive. (Good luck!)

For your auto insurance quote visit: Scott Lynch Agency


This video originally appeared on the CJ Pony Parts Blog.

by Erie Insurance on June 13, 2017

The Hidden Cost of Car Ownership

When you think about the costs of owning a car, what do you think of – the gas, maintenance or maybe insurance?  Actually, depreciation is often one of the larger expenses of car ownership.

According to U.S. News & World Report, new vehicles lose value at an average decline of 15-25 percent each year during the first five years. And whether new or used, all vehicles lose value over time.  Since the rate of depreciation varies by vehicle model, it’s a good idea to take resale value into consideration when shopping for your new ride.

According to the experts at Kelley Blue Book, picking a vehicle with excellent resale value is very likely the most important thing you can do when it comes to keeping costs down.  Paying a fair price for the car and securing a good loan rate can be undone by poor resale value, because eventually you’re going to sell it or trade it in.

Cars that retain a higher value

If you’re car shopping this year, it appears that bigger vehicles are depreciating better. Trucks and SUVs appear in nine of the top 10 spots on the Kelly Blue Book 2017 Best Resale Value Awards. Per Kelley, while the average new vehicle will be worth about 33 percent of its original sticker price after 60 months, the top 10 vehicles on their list will return an average of 50 percent to their owners at resale time.

The Kelley authorities say that choosing a car with good resale value can often save you more money in the long run than going for big rebates and other incentives.

New cars that may lose value the quickest

To highlight the other end of the spectrum, Forbes magazine shared the results of a study conducted by the used-vehicle website Carlypso.com.  Among the top 10 vehicles expected to have resale issues were the Nissan Leaf, Dodge Charger, Volkswagen Beetle, Mitsubishi Lancer and Kia Optima.

A little research goes a long way

When you’re ready to shop for your next vehicle, it will pay to do some research on resale value before making an investment. Whichever new (or used) car you choose, Erie Insurance can ensure that investment is protected with a great auto policy at a great price. And we can help you take care of the depreciation issue, too, with a coverage endorsement that provides true replacement value if you have an accident.

It’s called New Auto Security, and you can ask your agent to add it to your ERIE auto policy. If you’ve had your new car less than two years and it gets totaled, ERIE will reimburse you the cost to replace it with the newest model year. And if your new car is in an accident but it’s not a total loss, ERIE will pay to repair the vehicle without a deduction for depreciation.

If your vehicle is past its second birthday, ERIE will pay the cost to replace it with another vehicle of the same model that is two years newer. That means the coverage is good to have no matter what the age of your vehicle.

Reaching out to a local Erie Insurance agent  is a good way to start your research. He or she can explain the coverage details and get you a quote.

A vehicle is considered new when it is less than two years old and is owned by the original purchaser. Eligible vehicles must carry both comprehensive and collision coverage, and the policy deductible will be applied at the time of a claim. Insurance products are subject to terms, conditions and exclusions not described in this post. The endorsement is sold on a per-vehicle basis, not per policy, and contains the specific details of the coverages, terms, conditions and exclusions. Coverage is not available in all states. Please refer to our disclaimer and talk to an ERIE agent for policy details.

 

by Nancy Daniel on June 6, 2017

Uninsured-Underinsured Coverage

We speak your language. Why do you need uninsured or underinsured motorist coverage? Call us at (317) 420-2867 to find out why or visit us at Scott Lynch Agency

 

 

Restaurant Program

Why ERIE for Restaurants? Right Coverage, Right Price. Call us at (317) 420-2867 to discuss how we can help your business or visit us on line at Scott Lynch Agency.

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