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Your days are long and your to-do list is even longer. Owning a business is more than your full-time job, it’s your life. We understand the day-to-day want to help make things easier for you. That’s why our business insurance is as flexible and hard working as you are.

Why ERIE’s business insurance, coverage can be customized to fit your exact needs. Our expert, independent agents understand your business and are aware of the specific risks you face and our claims team is always available when your need us.

Get to Know Us                                                                                                                                       Since 1925, we’ve had our Home Office in the city that bears our name, Erie, Pennsylvania. Today, we’re spread across a 12-state footprint and the District of Columbia. Find out more about ERIE and what makes us different.

Ready to talk?                                                                                                                                        Give us a call or send us an email at protect@lynchagency.com to learn more about how we can help protect your business and everything you’ve worked to grow.

Scott Lynch Agency                                                                                                                        Tel: (317) 886-0081 or (317) 420-2867                                                                                                protect@lynchagency.com                                                                                                                    Website: Scott Lynch Agency

 

 

Ways to Prevent Porch Pirates from Pilfering Your Packages

by Erie Insurance on 

There’s almost nothing more convenient than online ordering. But when your work hours don’t align with the delivery schedule, it can leave a nice crime of opportunity for package thieves. One study by InsuranceQuotes.com estimates that 23 million Americans have had a package swiped from their doorstep before they could retrieve it. With two-thirds of Americans reporting they shop online at least once a month, the problem is likely to stick around. Here are a few steps to protect your deliveries from so-called “porch pirates.”

Go-go gadget. Various smart gadgets on the market can be helpful devices when it comes to securing packages. A video doorbell could let you view and speak to the delivery person at your door through your mobile device, so you can simply request they leave the package in a less conspicuous spot — or you can activate your smart lock and have them leave it inside your door.

Contact your carrier. Do a little detective work, and you may uncover some options through the delivery service. Many carriers now offer flexible options that let you schedule or reroute deliveries. For example, you could have them dropped off and held at a retailer near you, or deposited in a secure locker. Before you order, check the alternative offerings from the carrier.

Check your credit card policies. Some credit card companies offer protection against package theft to help you recover your losses. For specifics, get in touch with your credit card company to find out if this protection is available and for how much.

Alternative deliveries. Avoid the unwanted situation altogether and send the deliveries where swiping is far less likely. Your workplace, if your employer allows it, is one excellent option. You can also ask neighbors or family members who are home during the day to accept your deliveries and have your packages routed to their place. Just be sure to give them a little something for their trouble.

Finally, read about holiday burglaries.

To review your home insurance, call us at (317) 886-0081 or visit www.lynchagency.com.

 

A Very Merry Mishap

To ensure that your family is properly protected this Holiday Season, call us at (317) 886-0081 or (317) 420-2867. You can also visit us online at: Lynch Insurance Agency

“observe the last Thursday of November next, as a day of Thanksgiving”

Washington, D.C.
October 3, 1863

By the President of the United States of America.

A Proclamation.

The year that is drawing towards its close, has been filled with the blessings of fruitful fields and healthful skies. To these bounties, which are so constantly enjoyed that we are prone to forget the source from which they come, others have been added, which are of so extraordinary a nature, that they cannot fail to penetrate and soften even the heart which is habitually insensible to the ever watchful providence of Almighty God. In the midst of a civil war of unequalled magnitude and severity, which has sometimes seemed to foreign States to invite and to provoke their aggression, peace has been preserved with all nations, order has been maintained, the laws have been respected and obeyed, and harmony has prevailed everywhere except in the theatre of military conflict; while that theatre has been greatly contracted by the advancing armies and navies of the Union. Needful diversions of wealth and of strength from the fields of peaceful industry to the national defence, have not arrested the plough, the shuttle or the ship; the axe has enlarged the borders of our settlements, and the mines, as well of iron and coal as of the precious metals, have yielded even more abundantly than heretofore. Population has steadily increased, notwithstanding the waste that has been made in the camp, the siege and the battle-field; and the country, rejoicing in the consciousness of augmented strength and vigor, is permitted to expect continuance of years with large increase of freedom. No human counsel hath devised nor hath any mortal hand worked out these great things. They are the gracious gifts of the Most High God, who, while dealing with us in anger for our sins, hath nevertheless remembered mercy. It has seemed to me fit and proper that they should be solemnly, reverently and gratefully acknowledged as with one heart and one voice by the whole American People. I do therefore invite my fellow citizens in every part of the United States, and also those who are at sea and those who are sojourning in foreign lands, to set apart and observe the last Thursday of November next, as a day of Thanksgiving and Praise to our beneficent Father who dwelleth in the Heavens. And I recommend to them that while offering up the ascriptions justly due to Him for such singular deliverances and blessings, they do also, with humble penitence for our national perverseness and disobedience, commend to His tender care all those who have become widows, orphans, mourners or sufferers in the lamentable civil strife in which we are unavoidably engaged, and fervently implore the interposition of the Almighty Hand to heal the wounds of the nation and to restore it as soon as may be consistent with the Divine purposes to the full enjoyment of peace, harmony, tranquillity and Union.

In testimony whereof, I have hereunto set my hand and caused the Seal of the United States to be affixed.

Done at the City of Washington, this Third day of October, in the year of our Lord one thousand eight hundred and sixty-three, and of the Independence of the United States the Eighty-eighth.

By the President: Abraham Lincoln

William H. Seward,
Secretary of State

Boarding the Bus

by Erie Insurance on 

When the big yellow bus swings around the corner and nears the corner bus stop, it can be an exciting moment for both kids and parents. It marks the real start of the new school year.

Every year, U.S. school buses carry 25 million children to and from school, according to the American School Bus Council. School buses also boast an impressive safety record: School-bus involved crashes amount to less than one percent of all fatal crashes in the U.S., according to the National Highway Traffic Safety Administration (NHTSA). In fact, the NHTSA says that the bigger risk to student safety isn’t riding the bus, but getting on and off the bus. Before the exciting day arrives, do a quick review of bus safety tips with your children.

Be aware of cars. Aside from your kids heading off to school, morning is a busy time of day in the neighborhood, with grownups racing out the door to work. Teach kids to stay on the sidewalk and never cross an intersection until the car is stopped, they make eye contact with the driver and no other cars are approaching.

Safe waiting. While waiting for the bus, kids should stay at least three giant steps back from the curb. Because of the bus stop’s proximity to the street, discourage kids from horseplay and running games too close to the street.

Don’t cut it short. When young kids are running late, they can quickly forget the safety rules and run right into the street without looking for cars. Get kids into the habit of leaving five minutes before the bus’s scheduled arrival. In fact, during the first week of school, it doesn’t hurt to give them a bigger cushion of time because schedules can vary until the driver gets the route down.

Boarding safely: Everyone loves to grab their favorite seat. But it’s more important to board the bus safely. The safest way to do this is to stay back on the curb and not approach the bus until it comes to a complete halt and the door swings open.

For additional family/business safety, visit Scott Lynch Agency