13 Engagement Party Ideas We Love

Engagement Party Ideas - a couple pouring champagne with the text "13 Ideas for Your Engagement Party" overlayed in pink

PHOTO BY JOSE VILLA

A little goes a long way here

Let’s talk about engagement party ideas. Though before we even get started, I can see y’all out there cringing at the idea of more-guest-lists-more-parties-omg. I want to take a moment to hold your hand and say if you are throwing an engagement party, here are your priorities.

PRIORITY NUMBER ONE: Just make it fun. That means not being forced into planning a party fit for the Duchess of Windsor on a Jenny From The Block budget. Not being pressured to do All The Things. Not letting your stress levels overtake your excitement levels.

PRIORITY TWO: Sparkling wine!

PRIORITY THREE: Figure out what the heck you want to do. Because really and truly, often picking a theme for an engagement party makes it way easier to plan. Even if that theme is just “pizza and beer and celebrate the newly engaged couple,” you’ll know what your vibe is and what you’re doing, and the rest of

your decisions can flow from there. But hey. We’re going to do you one (or thirteen) better on engagement party ideas, to make the planning process easy.

Keep in mind: an engagement party can be as big or as small as you’d like. It can be thrown by the couple or for the couple. And, free pass, it doesn’t even need to happen at all. But if you (or the people who love you) want to throw an engagement bash, here are my favorite engagement party ideas right now to inspire the fun.

13 ENGAGEMENT PARTY IDEAS

  1. Punch Party
  2. Vintage Cocktail Party
  3. Picnic and Bike Ride
  4. Glamour Vibes
  5. Hygge It Up
  6. Beach Cookout
  7. Personalize This Thing
  8. Earth Children
  9. Statement Balloons
  10. Champagne Tower
  11. Food as Entertainment
  12. Popcorn Bar and A Movie
  13. Dessert as Decor
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Photo by Ivan Solis

PUNCH PARTY

Is punch a theme? It should be. Make a fabulous punch or two, definitely with a decorative ice ring (aka people-pleaser extraordinaire). Or try including ultra-extra details, like garnishing with edible flowers that say, “Someone’s getting married and we’re not messing around about it.”

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Photo by Crate and Barrel

VINTAGE COCKTAIL PARTY

We’re talking old-fashioned cocktails here. Break out some gorgeous old-fashioned coupe glasses. Put together some old-fashioned appetizers, like cheese fondue or caviar-topped canapés or bourbon nuts. Don’t forget the elegant, ostentatious cocktail garnishes. Wear a velvet pencil skirt. Pearls. You get it.

Photo by Belen Aquino with Gerber + Scarpelli

BIKE RIDE AND PICNIC

Pack twee picnic baskets and meet at a bike rental shop, or just arrive at the picnic spot early to set out your red gingham blankets, baguettes, and strategically placed wildflower bundles. This is an easy one to keep the menu simple with bubbly wine, cheese, crackers, and some fresh fruit.

Photo by 11 Howard

GLAMOUR VIBES

Break out the rose gold sequin dress from New Year’s Eve, and book the top-floor bar in the city center (the one with the really low mood lighting). You can even request guests wear black and white attire. There’s something about engagement parties that leans toward elegant as opposed to the garden party vibe of many bridal showers, and I say: Go for it.

Photo by Vinazine

HYGGE IT UP

Especially in the winter, we all want to get nice and cozy at our social gatherings. Capitalize on those warm feelings with an everything-hygge-themed event. Think: a coffee or hot cocoa bar (spiked!); bonfires outside plus the fluffiest blankets, of course; s’mores; a roaring fire; and hot toddies over good conversation.

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Photo by Peden + Munk

BEACH COOKOUT

You don’t want to attempt an engagement bash that rivals the wedding itself, so keep it casual. I love the engagement party idea of a chill beach cookout. Bring a few staples yourself, but ask guests to add in whatever they want to throw on the grill. For more fun, toss some volleyballs around, get your sangria on, and stay late enough to watch the sunset.

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Photo by Mary Costa Photography

PERSONALIZE THIS THING

Did the couple have their first date at a zoo? Do they really love science fiction? Are they constantly traveling to France? Add in some thematic elements that will make people go, “That is so Chris and Malery.” Or, include little details about them in the decor, like photos of them as kids suspended on the strings of helium-filled balloons, or notes about why they’re a great team scattered on tables.

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Photo by Robbie Caponetto

EARTH CHILDREN

If your couple has more than a couple green thumbs, this could be the perfect engagement party idea. Some versions of this idea include succulent decor, seeds as favors, hanging air plants, or even cookies shaped like ferns. Consider hosting this party in a botanical garden, or even just a particularly lush stretch of public park.

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Photo by Sweetteapaper

STATEMENT BALLOONS

Say it right with these bubbly, ultra-fun balloons. You can find cursive, metallic ones that say “love,” or purchase individual letters to spell out the couple’s name or a longer phrase (maybe try “CONGRATS LOVEBIRDS”). Set them over the dessert/food/booze tables, or line the phrase up as a trail from the front door, so that when the couple enters, they’ll be greeted with helium cheer ASAP.

Photo by Jose Villa

CHAMPAGNE TOWER

Champagne towers seem to be disappearing from wedding-related events, and, if you ask me, we need to bring them back, fast. They’re opulent things, though, so save this engagement party idea for your One Big Thing at the party, and bust it out just in time for the toast for fun. It’s a memorable way to congratulate the couple.

Photo by Pottery Barn Kids Instagram

FOOD AS ENTERTAINMENT

DIY food stations are fun, but who doesn’t like to be a little spoiled? For this engagement party idea, bring in a pro, like a sushi chef, a stellar taco truck, or even a custom cotton candy maker for an indulgent treat that doubles as something fun to do at the party. (In Honolulu, you can hire an amezaiku, or Japanese candy art expert, and they’ll whip up lollipops on the spot, shaped as animals, people, and more!)

Photo by A Joyful Riot

POPCORN BAR AND A MOVIE

But okay, DIY stations are also super fun. Popcorn is so easy, and so casual, and has a million ways it can be customized. (Sweet! Salty! Nutty! Spicy!) Then, use a projector play a flick on a sheet in the backyard, a la an old-school drive-in. Make sure you pick a movie that’s short and sweet, or keep the volume turned low enough to facilitate mingling and mixing throughout the party.

Photo by New Hampshire Magazine

TUBING

If you’ve never been tubing before, this is when you and all your friends each get an inner tube, tie them to each other, and either float lazily down a river or hang out in the ocean. It’s the best thing ever. It’s the engagement party idea to win all engagement party ideas. And it should be the theme of all your next parties.

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DESSERTS AS DECOR

Again, there’s no need to go All Out In Every Way. Instead, go for one or two sweet touches. For example, opt for shaped, custom cookies, in an image that resonates with the couple (maybe they love hedgehogs, are serious dog people, come from California, or love bikes) or the generic-but-always-cute chunky, stylized engagement ring. Or how cute are these donut engagement rings? Yum!

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6 homeowners insurance tips for Super Bowl party hosts

Here’s how Super Bowl party hosts can enjoy the game — and their guests — while avoiding a possible insurance claim.

JAN 29, 2018 | BY ELANA ASHANTI JEFFERSON

Despite the fact that not everyone loves American football — particularly in light of its recent politicization via the “Take a Knee” campaign — most everyone loves a party.

That makes the ad hoc holiday known as Super Sunday a time for football fans and foes to come together to eat, drink and play armchair TV critic.

This year, roughly 45% of Americans plan to host or attend a Super Bowl party, according to the National Retail Federation (NRF).

“As a favorite American past-time, the Super Bowl is a great chance for viewers to reconnect with friends and family,” says NRF Analyst Pam Goodfellow. “Even though the number of viewers is slightly down this year, plenty are still planning to enjoy the day by watching it at their favorite bar or friend’s place.”

Related: Super Bowl short-term home rentals & insurance coverage

Insurance experts advise homeowners who choose to host a Super Bowl party to anticipate potential liabilities — on the chance something unexpected occurs that results in an insurance claim.

Parties and holidays are times to celebrate and enjoy each other’s company,” says Heather Bolyard, vice president of Claims for American Modern. “Unfortunately, guests on your property are also a risk for which you may be held responsible.”

Related: How to plan ahead for a safe, claims-free Super Bowl

Should an accident happen, she advises taking the following steps:

          1. Address any injuries first.
          2. Ensure other guests are safe and secure.
          3. Take pictures.
          4. Quickly report the loss to the insurance company.
          5. Be sure to provide the names and contact information for witnesses.
          6. If possible, secure the scene for the insurance company to visit and complete an assessment.

“You put a lot of work into hosting a party,” Bolyard continues. “Do your best to be prepared… Then, enjoy the party knowing that you are insured in case an accident occurs.”

Related: Hosting a Super Bowl 50 party? Watch out for these 5 risks

Here are six tips from insurers regarding potential homeowner liabilities when hosting a Super Bowl party, as well as how to address them.

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Food and drink account for nearly 80% of the purchases made specifically for Super Bowl parties, according to the National Retail Federation. (Photo: iStock)

No. 6: Look out for inebriated guests.

Depending on the location, social host liability laws, or the criminal and civil responsibility of a person who furnishes liquor to guests, are applicable to events such as in-home Super Bowl parties, according to the Insurance Information Institute.

American Modern’s Heather Bolyard notes that hosts can be liable for guests who over-imbibe and then drive home while intoxicated:

“There have been some very sad claims where after leaving a party with family and friends the guest drove drunk causing an accident, injuries, and even death. A Super Bowl party with friends and family is going to be a great event. If you’re serving alcohol, do so early in the game and be sure to serve food as well; put the alcohol away before the end of the game and switch to coffee and dessert.

For those that over-imbibe ensure they don’t drive; consider asking another guest to give the person a ride or order a ride from a local taxi or ride-sharing service. There are so many services that are quick and convenient. Go ahead and have an app or phone number handy if you need one for a guest. You want to remember the great party, not the results of car accident.”

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In the United States, emergency rooms see nearly 8 million slip-and-fall accident cases each year, according to the National Floor Safety Institute. (Photo: iStock)

No. 5: Clear icy or obstructed sidewalks.

Many parts of the country are heading into the coldest, snowiest part of winter. That means anyone hosting a Super Bowl party could be liable should a guest slip and fall on their steps, driveway or walkway.

But that becomes much less likely when a homeowner has taken extra precautions to clear and salt snowy, icy outdoor paths.

Related: 10 ways to reduce slips, trips and falls in your business

Farmers Insurance data also indicates that skidding on ice or snow and hitting an object or pedestrian claims both increase by more than 5% on Super Bowl Sunday compared to the three Sundays prior.

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Five out of six (83%) grills involved in home fires were fueled by gas while 13% used charcoal or other solid fuel, according to the National Fire Protection Association. (Photo: Shutterstock)

No. 4: Responsibly ‘fire up the barbie.’

Grilling food is easy, fast and delicious, but it also can be dangerous.

Between 2009 and 2013, U.S. fire departments responded to an average of 8,900 home fires involving grills, hibachis, or barbecues per year, according to the National Fire Protection Association (NFPA), and these fires accounted for annual averages of 10 civilian deaths, 160 reported civilian injuries, and $118 million in direct property damage.

Related: Time for a cookout! Grilling safety & homeowners insurance basics

Super Bowl party hosts should make sure grills are clean and operational before the party, as well as positioned away from people and property.

Keep fire safety tools on hand, just in case.

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Super Bowl Sunday is the second-largest food consumption day of the year, according to the U.S. Department of Agriculture. (Photo: iStock)

No. 3: Ward off foodborne illness.

Popular party foods containing dairy, such as dips or potato salad, can quickly sour once they come to room temperature, and Super Bowl party hosts could be liable should a guest become sick from something served at the event.

These food storage tips from the U.S. Department of Agriculture will go a long way toward avoiding the spread of foodborne illness:

— It is vital to keep foods out of the “Danger Zone,” which is the temperature range between 40°F and 140°F.

— When foods are left in the “Danger Zone,” bacteria can multiply rapidly, causing a single bacterium to multiply to 17 million in 12 hours.

— Avoid serving Super Bowl favorites, such as pizza and chicken wings, at room temperature for the entire game.

— If warm takeout foods are to be served immediately, keep them at 140°F or above by placing in chafing dishes, preheated warming trays or slow cookers.

— If take-out foods will not be served immediately, either keep them warm in a preheated oven, or divide the food into smaller portions or pieces, place in shallow containers, and refrigerate. At serving time, reheat to 165°F.

— Cold foods that are served should be kept at 40°F or below, which can be done by nesting serving dishes in bowls of ice. Avoid storing food outside, where the sun can quickly warm foods in plastic storage containers and animals can get into them.

— Use a food thermometer to ensure foods being served to guests are not in the “Danger Zone.”

Related: Win big with these 7 food safety tips for your Super Bowl 50 party

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More than four million Americans are bitten by dogs each year, according to the Centers for Disease Control and Prevention. (Photo: iStock)

No. 2: Minimize pet stress.

Dogs are especially sensitive to crowds and noise (like touchdown cheering), and an agitated animal is more likely to bite.

When pets join the party, owners should monitor them for signs of stress such as panting, pacing or hiding. It also may also be wise to keep older or anxious dogs away from Super Bowl party guests altogether.

Related: 8 tips for preventing dog bites

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Property damage, including theft, accounts for more than 97% of homeowners insurance claims, according to the Insurance Information Institute. (Photo: iStock)

No. 1: Consider supplemental coverage.

Farmers Insurance warns that homeowners’ policies generally cover a limited amount of liability for injuries that occur at the home. So homeowners may want to consider a personal liability umbrella policy as a supplement.

Farmers also advises Super Bowl party hosts that any intentional act resulting in damage to home or property may not be covered under a homeowners policy. And there are limits to certain types of homeowner losses, such as theft.

To that end, Super Bowl party hosts may want to consult with their insurance specialist before Super Sunday to determine whether supplemental insurance, knowns as a floater, may be prudent.

“Parties and holidays are times to celebrate and enjoy each other’s company,” says American Modern’s Heather Bolyard. “After doing your best to prepare for an entertaining event, insurance can help you have peace of mind and enjoy the time with your friends and family.”

See also:

Where do insurance company Super Bowl ads rank with viewers

Nationwide defends its position over controversial Super Bowl ad

For your home insurance review, call us at (317) 886-0081 or visit our website: Scott Lynch Agency

Original Article

Do you know your host liquor liability?

by Erie Insurance on 

As a party host, you probably don’t want to think about your potential liquor liability. But it’s something you’ll want to consider as your party planning gets under way this holiday season.

That’s because most states hold party hosts who offer excessive alcohol to their guests responsible for those guests’ actions behind the wheel. In those states, anyone injured by a drunk driver has the right to sue the host of the party who served the alcohol. Sometimes, criminal charges may even apply.

Recommendations on how to host your holiday party

This doesn’t mean you need to call off your party. Instead, keeping a few things in mind may significantly reduce your exposure to social host liquor liability.

  • Limit guests to people you actually know—and seriously consider cutting from your list anyone who habitually overindulges.
  • Encourage your guests to choose a designated driver before they arrive.
  • Serve plenty of nonalcoholic drinks and food to help counter the effects of the alcohol.
  • Have activities like dancing or games going on that don’t involve alcohol.
  • Stop serving alcohol well before the party ends.
  • Offer to call a cab or be the designated driver for anyone who appears intoxicated.

To limit your exposure to liquor liability even more, consider:

  • Hosting the event at a restaurant or bar that has a liquor license rather than at your home.
  • Hiring a professional bartender. Pros may be better able to recognize the signs of intoxication—and it’s easier to cut off someone you don’t know. This is especially true if a bartender completed the ServSafe® Alcohol program.

As a final precaution, review your homeowners or renters policy. It may offer coverage for damages sought by someone injured by a party guest.

For more information on liability insurance, contact an ERIE Agent in your community.