Ms. Mattison writes great articles. In this article, she listed St. Elmo Steak House for Indiana. She states, “Unlike most of the steakhouses on the list, St. Elmo Steak House isn’t into making dry-aged beef. They’ve been serving up wet-aged steaks since 1902. If you’ve come with an appetite, try polishing off the 28-ounce porterhouse, which is so large it hangs off the plate.”
No nod to their shrimp cocktail?! I am very happy that you can now buy their Shrimp Cocktail and their Horseradish sauce in Krogers and other fine grocery stores now.
But that is not what got me to thinking. Indiana is a big state, what other great Steakhouses are out there in Indiana?
If you were ever a Boy Scout as a kid, you know how important it is to be prepared. Prepared for what? For anything that life throws at you. It’s true when you’re camping in the woods, and even more true when you’re running a business.
We really hope that your business is never affected by an earthquake , tornado, freak meteor from the sky or other natural disaster. But these things do happen, and an ounce of preparation before the unexpected can make picking up the pieces much easier.
Back up your data early and often at an offsite location. An external hard drive won’t help you if it is damaged or destroyed in a storm. Consider offsite data storage or storage in the cloud.
Make a comprehensive list of all of your equipment, furniture, and fixtures. It’s much easier to file your claim with a full list of your property. Pictures are even better!
Have a disaster preparedness plan. Do your employees know what to do and where to go in case of an emergency? What if you have customers in house when disaster strikes? Click here for more information on creating a plan, and make sure to store it both on and offsite. It’s estimated that 40 percent of businesses never reopen after a natural disaster. With a little planning and some help from an Erie property insurance policy, you’ll be back on your feet before you know it. Call us to talk about how you can protect your business at (317) 420-2867 or visit us online at Scott Lynch Agency.
Watching this clip and I wondered – how much would the insurance companies pay out in this event? Then I got to thinking – what if it was your business or your car? Are you properly covered. Call me and let’s find out together. I can be reached at (317) 420-2867 or online at Scott Lynch Agency. For Indiana only*
I stole the title from Rosalie L Donlon from her Sep 23, 2016 article on PropertyCasualty360.com, and I plan on stealing most of the material from her article for this blog. It is a fantastic article and unfortunately a subject we are having to discuss more and more.
Here is the bottom line for any business owner. Sit down with your agent and discuss your business coverage. If you are an Indiana based business, I’d love to have that conversation with you. After a claim it is too late to find out if your business will be able to recover or not.
According to Rosalie L Donlon the five coverage options you want to make sure you have a firm understanding of for your business before a riot are as follows (not in order of priority).
Extra expense insurance
You may be shocked to find that your policy has some of these options excluded and you will not be covered.
Another great resource to educate yourself on your insurance policy is the Insurance Information Institute which can be found on line at: Insurance Information Institute. Don’t just rely on your agent, there may be facts about your business that he or she did not know to ask and you did not know to share. This third party resource may save your business.
You are welcome to visit my site Scott Lynch Agency for more helpful information on our broad line of insurance products.
You can count on us to be there when you need us. Give us a call at (317) 420-2867 or visit us on line at Scott Lynch Agency
Established in 2002, the Scott Lynch Agency provides friendly, professional service for the insurance needs of the people of Greenwood, Indiana, and surrounding areas. The agency offers auto, home, motorcycle, RV, business and life insurance as well as annuities and workers’ compensation.
Principal agent Scott Lynch has been helping local businesses and families grow by protecting their passions for over 27 years. He holds the LUTCF (Life Underwriting Training Counsel Fellow) and CSD (Consultative Sales Designation) professional designations.