5 Trick-or-Treating Tips for Tweens and Teens

Eventually, tweens and teens reach the stage where they would rather canvass the neighborhood without any grownups tagging along. As they head out and about on Halloween to have fun with their friends, take time to talk with them about how to stay safe. Here’s what your son or daughter should know before heading out.

  1. Choose a routeMake sure they know the major streets so they can find their way home. Explain to visit houses with lights on, and to never enter the house of someone they don’t know for any reason.
  2. Talk about smartphone safety: If your teen has a smartphone, Halloween is the perfect time to have the extra talk about using these devices safely. Typing and scrolling while walking is a big no-no… especially on the roads after dark.
  3. Drive safeIf they’re borrowing the car, remind your kids that Halloween is a time when it’s especially important to be vigilant while driving at night. That means absolutely no texting and driving. Make sure they budget extra time to get where they’re going, just in case the hordes of trick-or-treaters cause a traffic jam in the neighborhood.
  4. Avoid the tricksThis one is trickier, because it’s not like your teenager is going to let you know if they’re up to some Halloween mischief – midnight pranks, vandalism or trespassing in a cemetery or abandoned house. Have a talk about the consequences and dangers, and consider a curfew.
  5. Host a gathering: If you don’t want to wonder about them, consider giving your teens and their friends a safe place to socialize and hang out at your place. You can go all out with decorations, food and costumes… or it can be something more laid-back, like a backyard bonfire with marshmallows and warm drinks.

Staying on the safe side can help you make sure everyone enjoys this ghoulish time of year. Happy Halloween!

Something that seems scarier than it is? Letting your new teen driver head out on their own. Call an insurance professional like a Scott Lynch at (317) 886-0081 or visit us online at www.lynchagency.com

Original Article

Best Outdoor Adventure in Every State

Headed out of state this summer and looking for an adventure? Check out these awesome things to do in every state! Outdoor Adventure in Every State

To make sure your auto coverage is ready for the trip, visit Scott Lynch Agency

Ways to Prevent Porch Pirates from Pilfering Your Packages

by Erie Insurance on 

There’s almost nothing more convenient than online ordering. But when your work hours don’t align with the delivery schedule, it can leave a nice crime of opportunity for package thieves. One study by InsuranceQuotes.com estimates that 23 million Americans have had a package swiped from their doorstep before they could retrieve it. With two-thirds of Americans reporting they shop online at least once a month, the problem is likely to stick around. Here are a few steps to protect your deliveries from so-called “porch pirates.”

Go-go gadget. Various smart gadgets on the market can be helpful devices when it comes to securing packages. A video doorbell could let you view and speak to the delivery person at your door through your mobile device, so you can simply request they leave the package in a less conspicuous spot — or you can activate your smart lock and have them leave it inside your door.

Contact your carrier. Do a little detective work, and you may uncover some options through the delivery service. Many carriers now offer flexible options that let you schedule or reroute deliveries. For example, you could have them dropped off and held at a retailer near you, or deposited in a secure locker. Before you order, check the alternative offerings from the carrier.

Check your credit card policies. Some credit card companies offer protection against package theft to help you recover your losses. For specifics, get in touch with your credit card company to find out if this protection is available and for how much.

Alternative deliveries. Avoid the unwanted situation altogether and send the deliveries where swiping is far less likely. Your workplace, if your employer allows it, is one excellent option. You can also ask neighbors or family members who are home during the day to accept your deliveries and have your packages routed to their place. Just be sure to give them a little something for their trouble.

Finally, read about holiday burglaries.

To review your home insurance, call us at (317) 886-0081 or visit www.lynchagency.com.

 

Koonsman Family: Facing the Unexpected

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To help your family with the unexpected, call us at (317) 420-2867 or visit us at Scott Lynch Agency

Being fit is important to me

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“As a race car driver and athlete, being fit is important to me.” – Danica Patrick. If it’s important to you visit Scott Lynch Agency

It’s less expensive than you think….

Life hint #31

Life insurance is less expensive than most people think. Visit Scott Lynch Agency for more information.

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